Haha.. This is bad.. I M.U.S.T stop indulging and refrain from thinking of you.. Hope you'll have good sleep tonite and enjoy ur gym tmr.. I'm going to join True Fitness tmrw.. Hope I can drop that 5 more kg before I see you again.. Hope that this time round, you will see me in a different light and finally come into this blog..
Love you lots.. May God look after you..
Wednesday, March 30, 2011
Tuesday, March 29, 2011
Saturday, March 26, 2011
希望你有一个完美的一天
希望你有一个完美的一天... 好想你..
Hope you'll have a great weekend.. ur gym, coffeebean and shopping and TV routine.. How i wish to be a part of it..
If I have all the wishes in the world, i'll trade it for ur happiness..
Hope you'll have a great weekend.. ur gym, coffeebean and shopping and TV routine.. How i wish to be a part of it..
If I have all the wishes in the world, i'll trade it for ur happiness..
Monday, March 21, 2011
Money Matters
AIM:
Give up cubicle by the end of this year. It's wasting money which I can use to save up for my future use.
Learn to work from home and streamline my biz system. How to streamline it? I need to think it thru!
ST Money-- $20,000
1) Current A/c: Hit 10K liquid money
All in and outflow to go thru current a/c.
2) EF A/c: Hit 10K EF
3) Start FSM once I hit my Current and EF a/c balance.
Not forgetting that I've gotta bring my mum for a holiday.. Am pondering now.. Where should I bring her to since Jap is out? China? or USA? Turkey? Italy? Taiwan? or Macau/HK?
I'm going Macau and HK in May.. gotta have some money for that trip too.
MT Money--
Well, just spent most of my MT investments on the property.. which, cross fingers, will be able to sell off in 5-8 years.
I think i'll be staying single since I only have one person in mind to spend the rest of my life with. Thus MT means having $ to purchase a flat at age 35 that I can rent out for monthly income and to eventually selling it off for capital appreciation at some time.
I dun think i wana buy a condo for residential purpose at that age too.
I'm 6 years away from 35 yrs old. Hopefully by then, to be able to sell off the condo that I'm holding now and to use that for the downpayment for the new flat.
I dun need anything much for MT currently then..
Actually all I need to do is to focus on my job and up my income.. it's really easy to up my income if I'm willing to put in some hard work.. But too comfortable to do so.. =( Otw, shouldn't be hard to earn the money to buy another condo.. All I need is about $200,000 only..Lemme think about this.. if I can streamline and establish a model and focus on some specialty.. hmm..
Current Retirement Fund Strategy
Assuming I want to have $3500 monthly from age 60 onwards and it is to last me for 25years until age 85.
FV3500 @ age 60 @3.5% inflation rate = $9,823
Assuming growth rate = inflation rate during age 60-85
Total bag of money @ age 60 = $2,946,900
1) Based on my current GSA contribution of $450 monthly, expected returns at age 51 assuming 9% pa = $504,504
Reinvest at 5% from age 51-60, expected returns at age 60= $780,000
2) Current NTUC Life and GE Life Plan, expected returns at age 60 =$230,000
Total expected returns based on my current LT plans (GSA, NTUC & GE) = $1,000,000
Shortfall = $2,946,900-$1,000,000= $1,946,000
Upcoming plans to top up the shortfall
1) $300 Monthly FSM invesmtnet from age 30. Based on rule of 72, if I invest $200 from age 30 till age 65 via FSM without stopping, expected monthly drawout of $4,800 which will subsidise the monthly income of $9,823 to $5,023.
2) With this FSM topup, i will just be $506,900 away from my retirement fund. Will relook into it after I hit the $300 monthly investment.
Give up cubicle by the end of this year. It's wasting money which I can use to save up for my future use.
Learn to work from home and streamline my biz system. How to streamline it? I need to think it thru!
ST Money-- $20,000
1) Current A/c: Hit 10K liquid money
All in and outflow to go thru current a/c.
2) EF A/c: Hit 10K EF
3) Start FSM once I hit my Current and EF a/c balance.
Not forgetting that I've gotta bring my mum for a holiday.. Am pondering now.. Where should I bring her to since Jap is out? China? or USA? Turkey? Italy? Taiwan? or Macau/HK?
I'm going Macau and HK in May.. gotta have some money for that trip too.
MT Money--
Well, just spent most of my MT investments on the property.. which, cross fingers, will be able to sell off in 5-8 years.
I think i'll be staying single since I only have one person in mind to spend the rest of my life with. Thus MT means having $ to purchase a flat at age 35 that I can rent out for monthly income and to eventually selling it off for capital appreciation at some time.
I dun think i wana buy a condo for residential purpose at that age too.
I'm 6 years away from 35 yrs old. Hopefully by then, to be able to sell off the condo that I'm holding now and to use that for the downpayment for the new flat.
I dun need anything much for MT currently then..
Actually all I need to do is to focus on my job and up my income.. it's really easy to up my income if I'm willing to put in some hard work.. But too comfortable to do so.. =( Otw, shouldn't be hard to earn the money to buy another condo.. All I need is about $200,000 only..Lemme think about this.. if I can streamline and establish a model and focus on some specialty.. hmm..
Current Retirement Fund Strategy
Assuming I want to have $3500 monthly from age 60 onwards and it is to last me for 25years until age 85.
FV3500 @ age 60 @3.5% inflation rate = $9,823
Assuming growth rate = inflation rate during age 60-85
Total bag of money @ age 60 = $2,946,900
1) Based on my current GSA contribution of $450 monthly, expected returns at age 51 assuming 9% pa = $504,504
Reinvest at 5% from age 51-60, expected returns at age 60= $780,000
2) Current NTUC Life and GE Life Plan, expected returns at age 60 =$230,000
Total expected returns based on my current LT plans (GSA, NTUC & GE) = $1,000,000
Shortfall = $2,946,900-$1,000,000= $1,946,000
Upcoming plans to top up the shortfall
1) $300 Monthly FSM invesmtnet from age 30. Based on rule of 72, if I invest $200 from age 30 till age 65 via FSM without stopping, expected monthly drawout of $4,800 which will subsidise the monthly income of $9,823 to $5,023.
2) With this FSM topup, i will just be $506,900 away from my retirement fund. Will relook into it after I hit the $300 monthly investment.
Sunday, March 20, 2011
Love this Song!
因为爱情
演唱：王菲&陈奕迅
给你一张过去的CD
听听那时我们的爱情
有时会突然忘了我还在爱着你
再唱不出那样的歌曲
听到都会红着脸躲避
虽然会经常忘了我依然爱着你
因为爱情 不会轻易悲伤
所以一切都是幸福的模样
因为爱情 简单的生长
依然随时可以为你疯狂
因为爱情 怎么会有沧桑
所以我们还是年轻的模样
因为爱情 在那个地方
依然还有人在那里游荡人来人往
再唱不出那样的歌曲
听到都会红着脸躲避
虽然会经常忘了我依然爱着你
因为爱情 不会轻易悲伤
所以一切都是幸福的模样
因为爱情 简单的生长
依然随时可以为你疯狂
因为爱情 怎么会有沧桑
所以我们还是年轻的模样
因为爱情 在那个地方
依然还有人在那里游荡人来人往
给你一张过去的CD
听听那时我们的爱情
有时会突然忘了我还在爱着你
演唱：王菲&陈奕迅
给你一张过去的CD
听听那时我们的爱情
有时会突然忘了我还在爱着你
再唱不出那样的歌曲
听到都会红着脸躲避
虽然会经常忘了我依然爱着你
因为爱情 不会轻易悲伤
所以一切都是幸福的模样
因为爱情 简单的生长
依然随时可以为你疯狂
因为爱情 怎么会有沧桑
所以我们还是年轻的模样
因为爱情 在那个地方
依然还有人在那里游荡人来人往
再唱不出那样的歌曲
听到都会红着脸躲避
虽然会经常忘了我依然爱着你
因为爱情 不会轻易悲伤
所以一切都是幸福的模样
因为爱情 简单的生长
依然随时可以为你疯狂
因为爱情 怎么会有沧桑
所以我们还是年轻的模样
因为爱情 在那个地方
依然还有人在那里游荡人来人往
给你一张过去的CD
听听那时我们的爱情
有时会突然忘了我还在爱着你
Friday, March 18, 2011
Counting my Blessings~
They say a person needs just these things to be truly happy in this world: someone to love, something to do, and something to hope for.
I've found the person I love, I'm back doing the career i enjoy, and I'm hoping that that the person I love will love me back and my career will take off from here..
Dunno why, after going out with Xingyan ytd nite, was so happie that I couldn't sleep for the entire nite. Primarily, i think it's cos i gotta a chance to relieve whatever I did at Vietnam and thereafter to XY and feel the the emotions that I have towards Mr Sim. =) So spent the entire nite thinking about him and all the blessings I have..
Let me count my blessings..
Someone to love....
Matter of the heart..
I'm blessed that I have found someone that I want to give my heart to. Blessed, cos whenever I'm down, for eg in the past 2 weeks while I were sick, I'll just look at the photos and i'll be filled with a warm fuzzy feeling and I'll automatically smile. Blessed, cos eventhou he doesn't like me, at the very least, I found him.
Friends
Realised I'm blessed with alot of friends. Alot of pple who care about me.
Cailing, my best friend. Someone whom we care deeply for each other despite not having much time for each other. Someone I know who will set time aside every other blue moon so that we can spend some time together. Someone who holds me close to her heart when she has so many friends and obligations demanding her attention.
Shijia, my dearest friend.. the one whom i can count on to settle everything for me. The one whom i can trust my life with. The one who owe me tons of things in her past life. Yiling and Shihui.. my other 2 SACYS.. friends who have always support me, hear me luff, see me cry.. luffed with and at me. Have to stand my emotions, have to bear with my overbearing temperment.. Pple I know who will stand by and with me even when the whole world goes against me.
Besides my SACYS.. there's my dearest Lorraine jiejie.. whom always let me 撒娇at her, whom always have me in her heart, whom always treat me as a 小妹妹。。 there's also Xingyan, someone who treats me as her close friend, someone whom always jio me out and let me feel that she enjoys my company. And my dear 38 (yup, you =)) I'm truely blessed and amazed, eventhou we spend 3 months knowing each other, and lost touch with each other for more than 10 years, we can pick up from where we parted and i know you really care for me! =) Thanks for all your encouragement for the past few weeks. I miss and love you! Minghui, thanks for being my alter ego.. we're exactly the same, our fave subjects are always ourselves and the guys in our lives.. haha.. thanks for taking me as a friend.. My primary school friend gejun, thou sometimes, 真的不是很谈的来，but I'm blessed that you've taught me much about grooming, and always having me in ur heart to treat me for meals and wantng to recommend guys and high net worth clients to me. My dear little Jan, thanks for being the first angel in my career, for referring so many clients to me, for having so much faith in me when I first started this career. Thanks for being the 妹妹that I've never have.. =) Oh yah.. and AKY and GCW.. thanks for being my best guy friends.. for always conscientiously recommending clients to me, for ur encouragement and friendship.
还有i'm so grateful to this group of colleagues I made here.. My dear Ms Tan, the person who made me open up totally and feel so at ease with. the one i can chat 天南地北 with. thanks for the wonderful friendship you've gave me.. and of cos, pple like derrick, jess, irene, sharon, coco and dom.. thanks for giving me this circle of friend.. this clique that I belongs to at work. and HL, for always telling me that I'm his role model, GS, for giving me this affirmation that I've been a good boss.. It really means alot to me.. and of cos.. Jodie.. thanks for msging me on an almost daily basis asking me how my day was.. sharing with me ur case studies etc.. althou i don't enjoy the attention, but i'm grateful that i pass thru ur thots almost on a daily basis.. of cos, my dear 老板.. eventhou i know we have different allience, i'm grateful for your effort in bringing me up in my career.. eventhou you dunno it, you'll be the person i'll ask to stand in as my father to give me away should I ever get married in a church.
I'm blessed in terms of my career. Sometimes, i'll think back, if I've stayed in banking, i should be similar to Janice, minghui and cailing bah.. earning 4k plus, 3-4 months bonus and the other std benefits, without much worrying about how to ensure my survival in the next few months.. however, just the thots of living my life day in and out doing the same things, all the way until i'm 30, 35, 40, 45 till 60..make me scared. I dunno why, i think it's scary.. we spend the bulk of our time at work.. if we dun do something we enjoy, then i think it's a huge waste of time.
I'm grateful that I've been able to survive in this career so far. And exceptionally thankful that I've got this group of clients who trust me explicitly and will seek my guidence in other matter of their lives. I'm thankful that my clients do listen to me and feels that I've helped them with their lives. I'm thankful that I've been there for them to figure out their lives better. I'm really privileged to be a part of their lives! =)
My family..eventhou i'm in a semi cold war with my mum now.. I'm grateful that she's putting in so much effort to appease me, to serve me, to look after me as thou i'm a princess. I know i'm being very bad.. but somehow as of now, i feel rather 叛逆。。 I'm grateful that after my grandma's death, i finally force my brother and sister to break the 心结 they have for so many years.. I truely yearn for the day that the 3 of us will be as close as we were when we were growing up.
Something to do
Moving forward, what's my plan?
My Career..
since I've stepped back to being a FC again, i've got all the time in the world to build back my client base. I should be grateful that I've absorbed Andrew's clients as well despite having to give him a huge cut of my income. But I will never earn this income if he doesn't gives this group of clients to me in the first place.
I want to become the legendary hardworking FC that I used to be.. Doing my fave activity calling.. Meeting up with pple, sharing my belief with them and helping them to plan for the future. Earning a good income along the way and gaining the respect of my fellow colleagues. I want to go back to having 50 appts ahead of me, 8 appts and 1 FNA per day. I want to become the FC i used to be in the past.
I want to be a FC with integrity, to call all my clients that I've neglected along the way and remind them on what they have and how far they are away from whom they want to become. i want to complete my CFP and become a real Certified Financial Planner. I want to help my clients to specialise in their retirement planning. I want to reach out to families and help them to take care of their blindspot. I want my clients to be in the know of what their portfolio is about. I want to set up a succession plan for my clients in the event of my untimely demise. I want them to be well taken care of.
I will start calling all my clients in march and fix appts to meet them in Apr, May and June. I will finish my testimonial handbook by March for them to pen their testimonial on working with me and ask them for referrals. I will have to add in meeting up with Andrew's clients and all the pple who are in my pending list.
I will start my CFP lesson in late May and take the paper in July. Hope that I will have my CFP by Sept. =)
I want to start my telemarketing project, to get telemarketeers to fix appts for me for Eldershield.
I want to do up the motor insurance phamplet for the students to distribute and to set up a unit to specialise in motor insurance.
I want to work on the Moneytree project with Ms Tan and Ms Tan to kickstart financial literacy education in schools.
My personal development..
My targeted weight.. 45KG.. by the end of the year.
I was 67 when i went to VN.. Thanks God for planning this series of events for me to go VN such that I got use to eating lesser there and become determined to slim down.
Hovering at the edge of 61-60 now.. and I really wana hit at least 55kg when I see Mr Sim in May.. then it's 50kg by aug and finally 43-45kg by end of the year..
I'm starting gym tmr and I really want to start a routine of going gym from here onwards.
I'm just went for facial today, and is going to go for it on a monthly basis to tune my skin beter. I'm still continuing with the Skin Food Peppermint Mask and am toying with the idea of going for Carbon peel to minimise my pores.. still thinking thru.. not too sure.. hmm..
My aim is that I'll look better and is thinner when I see Mr Sim in May.. So that hopefully, i can fit nearer into the type of lady he likes.. I should be going Macau in May to help him buy the fake longchamp bag for his mum too. =) Hopes he will likes it.
I'm also following the one year bible plan on iphone now.. finally getting started on knowing how to read the bible.. I wana continue with it and be able to finish reading the bible when the year ends. =)
Something to hope for..
My career plans and my physical transformation are my only focus this year.
I hope that I'll achieve whatever i've stated here when this year ends.
Most importantly, i really pray and hope that, now that Mr Sim knows that I like him, will take a look at this blog one day and realised that there's this lady here who likes him so much, and is so grateful to have known him. and hopefully, one day, he will be touched and will see this lady more than a friend.. That's my biggest wish. I know many friends have scolded me and say that i shouldn't change for a person. I also subscribed to the thinking that one should never change for another person. Mr Sim is the motivation for my change.. I'm the ultimate beneficiary of all my actions. Also, i'm facing 30 next year... for some reason, after coming back from VN, i suddenly realised that who and what I am now is the results of all my actions in the past 28 years of my life.. And therefore, my actions will determines who and what I will become from 30-60 onwards.. I want to see myself as a happy, healthy, pretty, slim, popular and successful FC and friend from 30 and beyond.. Thus, i need to set my foundation from my 29-30 period.. all that I'm doing now will set the direction of what I will do from this moment onwards.. and I'm determined to become someone who is grateful for all that God has bless me with, someone with loyalty and kindness in her heart, someone who glows and radiates happiness from within, someone who has lotsa love in her heart..someone whose heart will always belongs to Mr Sim..
I've found the person I love, I'm back doing the career i enjoy, and I'm hoping that that the person I love will love me back and my career will take off from here..
Dunno why, after going out with Xingyan ytd nite, was so happie that I couldn't sleep for the entire nite. Primarily, i think it's cos i gotta a chance to relieve whatever I did at Vietnam and thereafter to XY and feel the the emotions that I have towards Mr Sim. =) So spent the entire nite thinking about him and all the blessings I have..
Let me count my blessings..
Someone to love....
Matter of the heart..
I'm blessed that I have found someone that I want to give my heart to. Blessed, cos whenever I'm down, for eg in the past 2 weeks while I were sick, I'll just look at the photos and i'll be filled with a warm fuzzy feeling and I'll automatically smile. Blessed, cos eventhou he doesn't like me, at the very least, I found him.
Friends
Realised I'm blessed with alot of friends. Alot of pple who care about me.
Cailing, my best friend. Someone whom we care deeply for each other despite not having much time for each other. Someone I know who will set time aside every other blue moon so that we can spend some time together. Someone who holds me close to her heart when she has so many friends and obligations demanding her attention.
Shijia, my dearest friend.. the one whom i can count on to settle everything for me. The one whom i can trust my life with. The one who owe me tons of things in her past life. Yiling and Shihui.. my other 2 SACYS.. friends who have always support me, hear me luff, see me cry.. luffed with and at me. Have to stand my emotions, have to bear with my overbearing temperment.. Pple I know who will stand by and with me even when the whole world goes against me.
Besides my SACYS.. there's my dearest Lorraine jiejie.. whom always let me 撒娇at her, whom always have me in her heart, whom always treat me as a 小妹妹。。 there's also Xingyan, someone who treats me as her close friend, someone whom always jio me out and let me feel that she enjoys my company. And my dear 38 (yup, you =)) I'm truely blessed and amazed, eventhou we spend 3 months knowing each other, and lost touch with each other for more than 10 years, we can pick up from where we parted and i know you really care for me! =) Thanks for all your encouragement for the past few weeks. I miss and love you! Minghui, thanks for being my alter ego.. we're exactly the same, our fave subjects are always ourselves and the guys in our lives.. haha.. thanks for taking me as a friend.. My primary school friend gejun, thou sometimes, 真的不是很谈的来，but I'm blessed that you've taught me much about grooming, and always having me in ur heart to treat me for meals and wantng to recommend guys and high net worth clients to me. My dear little Jan, thanks for being the first angel in my career, for referring so many clients to me, for having so much faith in me when I first started this career. Thanks for being the 妹妹that I've never have.. =) Oh yah.. and AKY and GCW.. thanks for being my best guy friends.. for always conscientiously recommending clients to me, for ur encouragement and friendship.
还有i'm so grateful to this group of colleagues I made here.. My dear Ms Tan, the person who made me open up totally and feel so at ease with. the one i can chat 天南地北 with. thanks for the wonderful friendship you've gave me.. and of cos, pple like derrick, jess, irene, sharon, coco and dom.. thanks for giving me this circle of friend.. this clique that I belongs to at work. and HL, for always telling me that I'm his role model, GS, for giving me this affirmation that I've been a good boss.. It really means alot to me.. and of cos.. Jodie.. thanks for msging me on an almost daily basis asking me how my day was.. sharing with me ur case studies etc.. althou i don't enjoy the attention, but i'm grateful that i pass thru ur thots almost on a daily basis.. of cos, my dear 老板.. eventhou i know we have different allience, i'm grateful for your effort in bringing me up in my career.. eventhou you dunno it, you'll be the person i'll ask to stand in as my father to give me away should I ever get married in a church.
I'm blessed in terms of my career. Sometimes, i'll think back, if I've stayed in banking, i should be similar to Janice, minghui and cailing bah.. earning 4k plus, 3-4 months bonus and the other std benefits, without much worrying about how to ensure my survival in the next few months.. however, just the thots of living my life day in and out doing the same things, all the way until i'm 30, 35, 40, 45 till 60..make me scared. I dunno why, i think it's scary.. we spend the bulk of our time at work.. if we dun do something we enjoy, then i think it's a huge waste of time.
I'm grateful that I've been able to survive in this career so far. And exceptionally thankful that I've got this group of clients who trust me explicitly and will seek my guidence in other matter of their lives. I'm thankful that my clients do listen to me and feels that I've helped them with their lives. I'm thankful that I've been there for them to figure out their lives better. I'm really privileged to be a part of their lives! =)
My family..eventhou i'm in a semi cold war with my mum now.. I'm grateful that she's putting in so much effort to appease me, to serve me, to look after me as thou i'm a princess. I know i'm being very bad.. but somehow as of now, i feel rather 叛逆。。 I'm grateful that after my grandma's death, i finally force my brother and sister to break the 心结 they have for so many years.. I truely yearn for the day that the 3 of us will be as close as we were when we were growing up.
Something to do
Moving forward, what's my plan?
My Career..
since I've stepped back to being a FC again, i've got all the time in the world to build back my client base. I should be grateful that I've absorbed Andrew's clients as well despite having to give him a huge cut of my income. But I will never earn this income if he doesn't gives this group of clients to me in the first place.
I want to become the legendary hardworking FC that I used to be.. Doing my fave activity calling.. Meeting up with pple, sharing my belief with them and helping them to plan for the future. Earning a good income along the way and gaining the respect of my fellow colleagues. I want to go back to having 50 appts ahead of me, 8 appts and 1 FNA per day. I want to become the FC i used to be in the past.
I want to be a FC with integrity, to call all my clients that I've neglected along the way and remind them on what they have and how far they are away from whom they want to become. i want to complete my CFP and become a real Certified Financial Planner. I want to help my clients to specialise in their retirement planning. I want to reach out to families and help them to take care of their blindspot. I want my clients to be in the know of what their portfolio is about. I want to set up a succession plan for my clients in the event of my untimely demise. I want them to be well taken care of.
I will start calling all my clients in march and fix appts to meet them in Apr, May and June. I will finish my testimonial handbook by March for them to pen their testimonial on working with me and ask them for referrals. I will have to add in meeting up with Andrew's clients and all the pple who are in my pending list.
I will start my CFP lesson in late May and take the paper in July. Hope that I will have my CFP by Sept. =)
I want to start my telemarketing project, to get telemarketeers to fix appts for me for Eldershield.
I want to do up the motor insurance phamplet for the students to distribute and to set up a unit to specialise in motor insurance.
I want to work on the Moneytree project with Ms Tan and Ms Tan to kickstart financial literacy education in schools.
My personal development..
My targeted weight.. 45KG.. by the end of the year.
I was 67 when i went to VN.. Thanks God for planning this series of events for me to go VN such that I got use to eating lesser there and become determined to slim down.
Hovering at the edge of 61-60 now.. and I really wana hit at least 55kg when I see Mr Sim in May.. then it's 50kg by aug and finally 43-45kg by end of the year..
I'm starting gym tmr and I really want to start a routine of going gym from here onwards.
I'm just went for facial today, and is going to go for it on a monthly basis to tune my skin beter. I'm still continuing with the Skin Food Peppermint Mask and am toying with the idea of going for Carbon peel to minimise my pores.. still thinking thru.. not too sure.. hmm..
My aim is that I'll look better and is thinner when I see Mr Sim in May.. So that hopefully, i can fit nearer into the type of lady he likes.. I should be going Macau in May to help him buy the fake longchamp bag for his mum too. =) Hopes he will likes it.
I'm also following the one year bible plan on iphone now.. finally getting started on knowing how to read the bible.. I wana continue with it and be able to finish reading the bible when the year ends. =)
Something to hope for..
My career plans and my physical transformation are my only focus this year.
I hope that I'll achieve whatever i've stated here when this year ends.
Most importantly, i really pray and hope that, now that Mr Sim knows that I like him, will take a look at this blog one day and realised that there's this lady here who likes him so much, and is so grateful to have known him. and hopefully, one day, he will be touched and will see this lady more than a friend.. That's my biggest wish. I know many friends have scolded me and say that i shouldn't change for a person. I also subscribed to the thinking that one should never change for another person. Mr Sim is the motivation for my change.. I'm the ultimate beneficiary of all my actions. Also, i'm facing 30 next year... for some reason, after coming back from VN, i suddenly realised that who and what I am now is the results of all my actions in the past 28 years of my life.. And therefore, my actions will determines who and what I will become from 30-60 onwards.. I want to see myself as a happy, healthy, pretty, slim, popular and successful FC and friend from 30 and beyond.. Thus, i need to set my foundation from my 29-30 period.. all that I'm doing now will set the direction of what I will do from this moment onwards.. and I'm determined to become someone who is grateful for all that God has bless me with, someone with loyalty and kindness in her heart, someone who glows and radiates happiness from within, someone who has lotsa love in her heart..someone whose heart will always belongs to Mr Sim..
Sunday, March 06, 2011
Saturday, March 05, 2011
Friday, March 04, 2011
作曲：光良 作词：陈歆淇/许世昌 编曲：吴庆隆
（歌词转自 音魁网 www.inkui.com）
我曾深刻体会 对爱感到胆怯
歌 还好有懂我的你 给我安慰
词 （歌词转自 音魁网 www.inkui.com）
转 看你失落的脸 又再为爱憔悴
自 我心痛的感觉竟 如此的强烈
音 （歌词转自 音魁网 www.inkui.com）
魁 眼角的泪 它给过谁
网 伤透了心 也无所谓
ｉ 我会愿意 静静地 陪在你身边
ｎ （歌词转自 音魁网 www.inkui.com）
ｋ 如果说爱 已不可为
ｕ 那我宁愿 藏心里面
ｉ 其实我害怕会失去你的感觉
·
ｃ 怎么会开始对你有了感觉
ｏ 又深怕朋友默契转身不见
ｍ 矛盾着犹豫不决
没准备 跨越爱的界线
怎么会开始对你(你)有了感觉
深陷朋友恋人之间的危险
进与退 被爱包围 谁犯规 都狼狈
谁能解围 让一切完美
怎么会开始对你(你)有了感觉
深陷朋友恋人之间的危险
你和我 拥抱瞬间 不后悔 这暧昧
星光唯美 把爱放心里面
（歌词转自 音魁网 www.inkui.com）
我曾深刻体会 对爱感到胆怯
歌 还好有懂我的你 给我安慰
词 （歌词转自 音魁网 www.inkui.com）
转 看你失落的脸 又再为爱憔悴
自 我心痛的感觉竟 如此的强烈
音 （歌词转自 音魁网 www.inkui.com）
魁 眼角的泪 它给过谁
网 伤透了心 也无所谓
ｉ 我会愿意 静静地 陪在你身边
ｎ （歌词转自 音魁网 www.inkui.com）
ｋ 如果说爱 已不可为
ｕ 那我宁愿 藏心里面
ｉ 其实我害怕会失去你的感觉
·
ｃ 怎么会开始对你有了感觉
ｏ 又深怕朋友默契转身不见
ｍ 矛盾着犹豫不决
没准备 跨越爱的界线
怎么会开始对你(你)有了感觉
深陷朋友恋人之间的危险
进与退 被爱包围 谁犯规 都狼狈
谁能解围 让一切完美
怎么会开始对你(你)有了感觉
深陷朋友恋人之间的危险
你和我 拥抱瞬间 不后悔 这暧昧
星光唯美 把爱放心里面
Beautiful Words
When love is tried as loved ones change,
Hold still to the hope though all seems strange.
Till ease returns and love grows wise
through listening ears and opened eyes.
Hold still to the hope though all seems strange.
Till ease returns and love grows wise
through listening ears and opened eyes.
5 Words to change one's prespective
An excerpt from
The 100/0 Principle
by by Al Ritter
What is the most effective way to create and sustain great relationships with others? It's The 100/0 Principle: You take full responsibility (the 100) for the relationship, expecting nothing (the 0) in return.
Implementing The 100/0 Principle is not natural for most of us. It takes real commitment to the relationship and a good dose of self-discipline to think, act and give 100 percent.
The 100/0 Principle applies to those people in your life where the relationships are too important to react automatically or judgmentally. Each of us must determine the relationships to which this principle should apply. For most of us, it applies to work associates, customers, suppliers, family and friends.
• STEP 1 - Determine what you can do to make the relationship work...then do it. Demonstrate respect and kindness to the other person, whether he/she deserves it or not.
• STEP 2 - Do not expect anything in return. Zero, zip, nada.
• STEP 3 - Do not allow anything the other person says or does (no matter how annoying!) to affect you. In other words, don't take the bait.
• STEP 4 - Be persistent with your graciousness and kindness. Often we give up too soon, especially when others don't respond in kind. Remember to expect nothing in return.
At times (usually few), the relationship can remain challenging, even toxic, despite your 100 percent commitment and self-discipline. When this occurs, you need to avoid being the "Knower" and shift to being the "Learner." Avoid Knower statements/ thoughts like "that won't work," "I'm right, you are wrong," "I know it and you don't," "I'll teach you," "that's just the way it is," "I need to tell you what I know," etc.
Instead use Learner statements/thoughts like "Let me find out what is going on and try to understand the situation," "I could be wrong," "I wonder if there is anything of value here," "I wonder if..." etc. In other words, as a Learner, be curious!
Principle Paradox
This may strike you as strange, but here's the paradox: When you take authentic responsibility for a relationship, more often than not the other person quickly chooses to take responsibility as well. Consequently, the 100/0 relationship quickly transforms into something approaching 100/100. When that occurs, true breakthroughs happen for the individuals involved, their teams, their organizations and their families.
The 100/0 Principle
by by Al Ritter
What is the most effective way to create and sustain great relationships with others? It's The 100/0 Principle: You take full responsibility (the 100) for the relationship, expecting nothing (the 0) in return.
Implementing The 100/0 Principle is not natural for most of us. It takes real commitment to the relationship and a good dose of self-discipline to think, act and give 100 percent.
The 100/0 Principle applies to those people in your life where the relationships are too important to react automatically or judgmentally. Each of us must determine the relationships to which this principle should apply. For most of us, it applies to work associates, customers, suppliers, family and friends.
• STEP 1 - Determine what you can do to make the relationship work...then do it. Demonstrate respect and kindness to the other person, whether he/she deserves it or not.
• STEP 2 - Do not expect anything in return. Zero, zip, nada.
• STEP 3 - Do not allow anything the other person says or does (no matter how annoying!) to affect you. In other words, don't take the bait.
• STEP 4 - Be persistent with your graciousness and kindness. Often we give up too soon, especially when others don't respond in kind. Remember to expect nothing in return.
At times (usually few), the relationship can remain challenging, even toxic, despite your 100 percent commitment and self-discipline. When this occurs, you need to avoid being the "Knower" and shift to being the "Learner." Avoid Knower statements/ thoughts like "that won't work," "I'm right, you are wrong," "I know it and you don't," "I'll teach you," "that's just the way it is," "I need to tell you what I know," etc.
Instead use Learner statements/thoughts like "Let me find out what is going on and try to understand the situation," "I could be wrong," "I wonder if there is anything of value here," "I wonder if..." etc. In other words, as a Learner, be curious!
Principle Paradox
This may strike you as strange, but here's the paradox: When you take authentic responsibility for a relationship, more often than not the other person quickly chooses to take responsibility as well. Consequently, the 100/0 relationship quickly transforms into something approaching 100/100. When that occurs, true breakthroughs happen for the individuals involved, their teams, their organizations and their families.
Thursday, March 03, 2011
Rip Granny..
Everything has ended..
Hope that all the feuds and unhappiness will cease from now on..
Wish that you will have a better life in ur next round.
我一直以为你会活到一百岁。
从没想过有一天你也会离开我们。
希望你会得到安宁。
别担心，jimmy长大了，很懂事，他会照顾阿姨的。
安息吧。
Hope that all the feuds and unhappiness will cease from now on..
Wish that you will have a better life in ur next round.
我一直以为你会活到一百岁。
从没想过有一天你也会离开我们。
希望你会得到安宁。
别担心，jimmy长大了，很懂事，他会照顾阿姨的。
安息吧。
Wednesday, March 02, 2011
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