Increasing my knowledge on investment.. How?

I love reading.. What shd I be reading up on?
How do I get my knowledge?
Our preferred way of capital allocation
Cornerstone of our investment philosophy is to maximise the risk adjusted returns for our client,
All risk taken are intentional, and are explained to client.
Expected to be compensated with the risk taken. 
1) diversification
- are not correlated
2) minimise the influence of fear n greed
3) look at the big pic and think long term
4) we eat our own cooking
- sounds convicted

Throw them a scenarios
- if in the next 30 yrs, you see epidemics, wars, market crashes, will you invest? 
2007, I have the best bonus, STI 3,800
2009, I was working hard to save my bonus. Largest outflow.

If client wish to construct the same pf of different funds in same asset class, eg resources
If pf increase by 25%
If pf decrease by 25%
What will you do? 

3 steps in pf construction
1) Inter
2) Intra
3) Fund selection

Bonds
Focus more on income than appreciation
Equities 
Allocated base on GDP of the country

Sharing by Kenneth Goh
Do you have clients come up to u and tell u that I have put my money w u for the past 3 yrs n it's not making money?
What is one quality we must have when we sell to the client?
Enthusiasm 
how do we get enthusiasm? 
Knowledge
Instead of being the problem
do I have the solution?

When market is down, 
Do I not do anything, or I 
I have 2 plans in this climate- we can do all bonds, but we can do bonds, and get income, or we can buy it cheap. This will depends on ur risk profile, horizon and future stream of income.

Philip sharing
Gathering money
This is one of the best time if my time is abt 3-10 yrs away
Make an effort to see my client
I chg u a wrap, I will work hard for my money
I should see my client. 
It doesnt means that client lost money, they wouldnt put more.

Long term, discipline and continue to invest
Networth summary for my client
Update status and update portfolio
Have to be discipline. Have to invest when mkt is down. 
Matter is not to invest or not, but what to invest in now. 

An unhappie day! 逃离是非地

好讨厌复杂与是非的生活。 向往简单，与世无争的日子。
Surround myself with love everyday. Avoid the negatives. Keep to a small Circle, dun care too much, and ignore all matters ya? Great mind discuss ideas, average, events, and small mind, people. When I enetered finexis abt 4-5 yrs ago, all I have in mind is to help pple to plan. It hurts not to have a financial plan in place. I've never though of becoming rich in this career, just earning enough, and enjoy the things I love doing. That's all.

真不明白事情为何会变成这样。。 别跟太多人走得太轻近吧。 Just concentrate on doing what I love, and loving what I do. Heard a story today that happened to a person. 惋惜吧，having a family, with kids doesn't matters. A person will just change. Nothing last forever, not even with ur partner and child's love. It doesn't matter if one is married, divorce will still happen if the heart's no longer there. Thus, I have no faith in an lawful union.

还是同样的一句话，开心就走在一起，不开心就分吧。 既来之则安之 我　爛命一條　走在路上　影子在地上 像　我的慌張　黏在腳下　抓著我不放 我不懂　我不是這樣　我不該這樣 額頭流下的汗　又流進眼眶 為什麼　要給我　一顆跳動的心臟 卻忘了　給我飛翔的翅膀 每天我活在這多無聊的地方 多麼　想要　流浪 為什麼要給我　一顆跳動的心臟 又把我　丟在這寂寞戰場 這世界有多大我就有多徬徨 有沒有一點希望　讓我去闖　天涯海角　讓我去闖 把　我的靈魂　裝進紙箱　寄送到天堂 那　雲端的光　會不會是　希望的形狀 每一天　來了又走了匆忙的太陽 感覺自己蒸發　慢慢從這個　世界上 為什麼　要給我　一顆跳動的心臟 卻忘了　給我飛翔的翅膀 每天我活在這多無聊的地方 多麼　想要　流浪 為什麼要給我　一顆跳動的心臟 又把我　丟在這寂寞戰場 這世界有多大我就有多徬徨 有沒有一點希望　讓我去闖　天涯海角　讓我去闖

好久没pen心情了。。。

half a yr is almost gone..
reaching 27 soon.. going to feel pensive le..
looking at my life.. thus far..
想回了以前， 22岁疯狂迷恋Jon, 当时他才25岁。就这样，咋们也都老了。。
5年就这样过去了。。
Recently, looking at his forum, realised tat he got engaged. He found someone whom he wana spend the rest of his life with already.. veri happie for him, and of cos, some pain went thru my heart for that sligh moment. My growing up fantasy, the person who've changed the way i think and behave, and more significantly, my faith, is building his own family. The guy i wana form family with that time is really moving on le..
5 years already. Season 3 then, and season 8 just ended..
Time really pass fast. 真的好不留情。。
现在的我，也许，最好的形容词应该是幸福吧。took the leap of faith, and here i am, just having celebrated my first year in this career, and on my way towards achieving MDRT hopefully in my second year, no doubt it's under the table, but stil, it's an achievement to me.
I really really love what i'm doing, eventhou now, i'm lying to myself daily, for having not worked for the past 3/4 of the yr. daily, just mting up with pple, having meal with them, talking to them, listenting to their problems and how I can help them.. makes me feel so blessed. Seeing the light in their eyes when i show them the solution, keeps affirming to me that what i'm doing is correct, and recently, decided firmly to myself, i'll put up my litmus test.. that is, i'll plan according to to what i think is rite, and ultimately, asking myself, if it's me, at that situation will i accept this portfolio, considering it's pro and con.. i guess, that 's the best and 最对得起良心的考验了吧。。
最近，真的没心情做工。in fact, 是从年头到现在都没心情做工。。虽然知道这样下去是不对的，但是始终没有那种feeling让我开始拿起那个电话筒拨电话， 那是不对的。。
i love what i'm doing. I know my job is correct, i know that it'll be a matter of time that i'l be in deep shit if i continue to be so slack. when things comes so effortlessly, one become arrogant, and this is the pharse i'm at now. Remembered clearly, 12 years ago, in Sec 3.. also around this period of time.. was asking Mr Tong how to do a paticular Qn, where I offened him and was badly scolded. Thereafter, in order to prove to him that i can do it, i studied like crazy, and gotten the results i want. I keep feeling tat this is what I will face, someone important to me that I look up to, to shout at me to wake up, that this is a life long career, and not a one, two year thingy, and that I can do it, and to wake up from my comfortable position and to realli realli work my ass off to become the best that I can do.. Instead of now.. 活在半梦半醒之间。。