2014 is a rather significant year for me.. Finally did the surgery i've been fantasizing for half my life, and thankfully, have decided to go ahead with it.
Finally did my breast reduction surgery, and is so much happier now. No more excess weight on my shoulder, causing me the unbearable headache. First time being able to buy a bra that I like as well!
Went for a E cup to a C Cup.. am so grateful for it.
And with this surgery, I made tons of excuses for myself to rest, and ended up not working again..
It's 31st Oct 2014 today.. was looking at my payslip earlier.. given that I've been drawing abt 6k monthly without doing anything much, I feel really contented. So lousy of me to have such low expectations with myself..
Am going for a short korea trip soon, and I wonder if what will happen when I come back.. will i find enoff motivation to work again?
And also, my bro is getting married next year.. We've really reached the stage when we are moving on.. moving on to build our own family, where I'll soon be displace as a family to become an extended family. I've been reminding myself, it's my last year having my brother as a little kid brother, someone whom i love so dearly. And sadly, my place in his heart is reducing. similarly, it saddens me to see my sis doing so much for her boyfriend, which i will never see her do for us. Am I really too nice, why do i always see myself as the only person who loves and contribute to the family. And as I always remind myself, it's because I feel guilty, guilty about not calling out to daddy, and thus cause his death, that makes me feel that I need to continue giving.
Hopefully, comes next year, I'll live more for myself and find my other half.
Settled the breast this year. Am going to look frward to losing weight and to look better next year.
Hair and skin ae both tamed now. It's the figure that I gotta attack come next year.
Career is stabalised, especially if i'm able to absorb all of irene's client.
gotta share that cub with kelyn and start calling all the clients. going to input into my calender on appointments
since mum is playing mj daily, there's really no need for me to sty at home to company her. and she'll feel easier playing as well. But i really dun like her to stay so late at nite daily.
It's my business that I am most concern about. It's lousy. lousy sales, lousy marketing, dunno how to carry on, and I must carry on. I firmly believe in creating something for myself. So i will not give up, and have to figure out a way on how to continue on with this.
Still debating if I should get a flat or condo.
feeling pitifully broke.. just dunno where all my earnings gone to despite my relatively high salary.. feels sad to think about it..
Friday, October 31, 2014
Gemi B
關於對於狀況的迅速變化及適應能力，也許沒有能比得過你。此型的人神經敏銳、反應快，不會拘泥於一件事。對事情的想法有彈性、行動敏捷，不論是怎麽令人眼花撩亂的變化，都能巧妙地應對，是要領好而會變化的「變幻自在型」性格。
視狀況的變化而迅速改變，但本質並沒有變化，這是B型－雙子座的特徵。心底深處時刻都是冷靜的，不管何時都不會失去冷靜的計算力及判斷力。知性在感情及意念之先，可說是客觀重於主觀的性格。
B型－雙子座是陽性的性格，具有開放且爽快的氣質，行動積極。要他靜止不動是棘手的，在旁人看來，就是不斷忙碌地動來動去。
但是，仔細的探究B型－雙子座的內心，會察覺奇妙的有優柔寡斷的地方。因為太過客觀的看事情，結果成了不知選擇那一個好，決斷力就鈍化了。
基本上是積極的行動派，但也具備大膽又慎重的通融性。幾乎是雙重人格的，可巧妙地區別使用二種相反的要素，自己會控制好，決不會疏忽如何生存，處世也巧妙，在要領好、靈巧等方面，B型－雙子座是超乎群眾的。
最大的特徵可說是有強烈的好奇心，對眼睛所見、耳朵所聞的一切，若不叁與就不滿意。當然，興趣的範圍很廣，由學問知識到道聽塗說，好奇心的天線都會敏感地反應。腦筋的轉動很快，所以知識的吸收也快，也擅長於捉住新訊息
你有得天獨厚的口才或文才。不只是得到知識及訊息，也具有把這些傳達給他人的能力，尤其是口才很好，混合機智及詼諧地輕鬆談話，使聽眾不會無聊，其口才好的程度，甚至被形容為連對愛斯基摩人都可賣出冰箱。
對你的忠告：口若懸河一般，有時聽起來覺得羅嗦，或被以為只是多嘴的人，要注意。
視狀況的變化而迅速改變，但本質並沒有變化，這是B型－雙子座的特徵。心底深處時刻都是冷靜的，不管何時都不會失去冷靜的計算力及判斷力。知性在感情及意念之先，可說是客觀重於主觀的性格。
B型－雙子座是陽性的性格，具有開放且爽快的氣質，行動積極。要他靜止不動是棘手的，在旁人看來，就是不斷忙碌地動來動去。
但是，仔細的探究B型－雙子座的內心，會察覺奇妙的有優柔寡斷的地方。因為太過客觀的看事情，結果成了不知選擇那一個好，決斷力就鈍化了。
基本上是積極的行動派，但也具備大膽又慎重的通融性。幾乎是雙重人格的，可巧妙地區別使用二種相反的要素，自己會控制好，決不會疏忽如何生存，處世也巧妙，在要領好、靈巧等方面，B型－雙子座是超乎群眾的。
最大的特徵可說是有強烈的好奇心，對眼睛所見、耳朵所聞的一切，若不叁與就不滿意。當然，興趣的範圍很廣，由學問知識到道聽塗說，好奇心的天線都會敏感地反應。腦筋的轉動很快，所以知識的吸收也快，也擅長於捉住新訊息
你有得天獨厚的口才或文才。不只是得到知識及訊息，也具有把這些傳達給他人的能力，尤其是口才很好，混合機智及詼諧地輕鬆談話，使聽眾不會無聊，其口才好的程度，甚至被形容為連對愛斯基摩人都可賣出冰箱。
對你的忠告：口若懸河一般，有時聽起來覺得羅嗦，或被以為只是多嘴的人，要注意。
Tuesday, May 13, 2014
It's been a long time again since I last wrote here.
I've forgotten that I have wrote a post to pen down my feel towards the worsening condition between mine and shijia friendship.
But it serves as a good reminder, to behave properly when I am with her.
I have been avoiding alot of things of this one year.
Have gotten so much lazier.
My day is spent watching and rewatching running man, watching tv.
Am so disappointed with myself.
What have I become?
I am neglecting basically everything in my life.
including my mum, whom I have not smiled to for weeks.
I feel so upset with myself, yet am so reluctant to get anything started.
I also lost touch with God, and my daily and nightly prayers are so generic and non heartfelt.
I feel so alone and lonely. So unhappy.
I am facing my ipad at least 80% every hour playing games, checking fb, to pretend that i am doing something while I am hoping that time will move faster so that the day has end and I dun need to lie to myself that I have things to do.
It is so sad.
What happened?
I am now so reluctent to read, while i used to love to read and gain knowledge. Now, what I read are all tabloids and gossip and things that doesnt matter at all. My language skills, be it spoken, read, or write are miserable.
My Vocab is shrinking, and I am basically I very unhappy person.
I am losing myself badly, be it in terms of friendship, physical, family, knowledge, the ability to think, and to be on my way towards a happier me.
I lost my goals. I live day to day without knowing what to do. I console myself saying that i am still paid regardless if I am working or not.
I feel so unmotivated.
I feel that I am trapped in a box, with something evil that keeps telling me that I cannot and shouldn't do a lot of things, and that I shouldn't care about things at all.
Can I pull myself out from this viscious cycle? I am spiralling downwards and I am calling out desperately for help. but who can help me? Who sees what I am going thru' now? I always say I have lotsa friends, lotsa good fiends, but at this time, no one noticed it, cos I have been puting on a false front for so many years, that I deceived so many pple, including myself.
I need to move on.
I need to find back what I want to do.
Especially my career.
Cos without a goal in it, it is so hard to stay grounded, and to keep daily workflow moving.
But what can my goals be? MDRT? CFP has already been achieved, and it is basically nothing except a money sucking certification with no use.
My goal in my career now is to contact everyone to arrange an appointment. Actually it is that simple. But beause it is so painful, I have been procrastinating it for years. Yes, years. I am so tired of it. Sindy, there's only 6 months left.
Can you pls use these 6 months to recreate your calling patterns, a followup system for all your organic clients and takeover clients.
Can you make an effort to do it properly?
What shall I do?
Open my own client list and start calling from those that I need to follow up on.
be it in insurance or in investment. Make sure that their contacts are properly keyed into the google contacts list. It doesn't matters if they dun want to meet me. At least I have done my part. If they just plainly avoid me, I will just send a text to them.
Let's aim to do this every Sunday until you finish with the list. Is it possible? Just get started. And this includes Andrew, Jamie and Sharon Clients. Just start an excel spreadsheet call calling list. 12 tabs for each month, and to key in the pple to reach. Please, sindy lye. pls do it for your own sake. That is the only aim I have for you.
And let's clear the receipts input to expenses file.
and the outstanding case.
Please sindy, that is all.
and moving forward, life will be so much easier.
I will also be happier I think.
Make it a habit to go office every sunday, start off with a yoga session followed by calling till late noon.
Sacys.com.sg
looking back at my past posts on what I hoped to do for sacys.com.sg, I am proud to see that things are really going underway, and that there are really a lot of things to do. ON hindsight, A lot of things can be done better, but I am still glad.
Moving forward, with the website set up, with Yl and Sj taking care of the technical parts, I think it is now a matter of sourcing and coming out with more designs, and to find alternative source of suppliers. Marketing the products and moving onto regional when we are more stable. I hope to become a stable company with this venture.
I tell myself everyday that there is no reason to go office, and thus I stopped going along the year.
But can I start to reverse this lazy trend. Fion told me that one must not be lazy, and must go to the office regarless if there is or there is nothing to do.
Can I do it too? Can I just fix my off day on Friday and Saturday instead, and to be able to work from Sun to Thurs?
Sun- Yoga, following by calling/ appointments
Mon- Pilates, followed by admin/ appointments
Tues- Yoga, followed by admin/ Appointments
Wed- Morning- bring mum to gym/ swimming, stay at home to work on Sacys and work or appointments
Thurs- Yoga, followed by admin/ appointments
Fri- Morning- bring mum to gym/ swimming, stay at home to work on Sacys or appointments
Sat- rest day and focus on Sacys/ going out with mum
Can I achieve this? It looks so good.
and I dun have to keep giving myself excuses that I need to stay at home to accompany mum. Cos it is not. I am basically staying at home to watch running man, and it's not cos I enjoy it, but it is to just let me waste the time away
girl, can you do yourself this favour, and stop this lousy behavior?
And with this, i ill definitely feels better, and thus can pull myself away from this mess.
I also need to eat and slp better. have fallen into this lousy habit of eating snacks after meal.
I need to stop it.
I also need should finish that set of TR90. else it is a waste of money.
Can i just stick and finish with it asap?
I can just keep taking it until it is finished.
Can I use the TR90 to substitute my dinner and complement it with tons of fruit? can I ignore my hunger?
I've forgotten that I have wrote a post to pen down my feel towards the worsening condition between mine and shijia friendship.
But it serves as a good reminder, to behave properly when I am with her.
I have been avoiding alot of things of this one year.
Have gotten so much lazier.
My day is spent watching and rewatching running man, watching tv.
Am so disappointed with myself.
What have I become?
I am neglecting basically everything in my life.
including my mum, whom I have not smiled to for weeks.
I feel so upset with myself, yet am so reluctant to get anything started.
I also lost touch with God, and my daily and nightly prayers are so generic and non heartfelt.
I feel so alone and lonely. So unhappy.
I am facing my ipad at least 80% every hour playing games, checking fb, to pretend that i am doing something while I am hoping that time will move faster so that the day has end and I dun need to lie to myself that I have things to do.
It is so sad.
What happened?
I am now so reluctent to read, while i used to love to read and gain knowledge. Now, what I read are all tabloids and gossip and things that doesnt matter at all. My language skills, be it spoken, read, or write are miserable.
My Vocab is shrinking, and I am basically I very unhappy person.
I am losing myself badly, be it in terms of friendship, physical, family, knowledge, the ability to think, and to be on my way towards a happier me.
I lost my goals. I live day to day without knowing what to do. I console myself saying that i am still paid regardless if I am working or not.
I feel so unmotivated.
I feel that I am trapped in a box, with something evil that keeps telling me that I cannot and shouldn't do a lot of things, and that I shouldn't care about things at all.
Can I pull myself out from this viscious cycle? I am spiralling downwards and I am calling out desperately for help. but who can help me? Who sees what I am going thru' now? I always say I have lotsa friends, lotsa good fiends, but at this time, no one noticed it, cos I have been puting on a false front for so many years, that I deceived so many pple, including myself.
I need to move on.
I need to find back what I want to do.
Especially my career.
Cos without a goal in it, it is so hard to stay grounded, and to keep daily workflow moving.
But what can my goals be? MDRT? CFP has already been achieved, and it is basically nothing except a money sucking certification with no use.
My goal in my career now is to contact everyone to arrange an appointment. Actually it is that simple. But beause it is so painful, I have been procrastinating it for years. Yes, years. I am so tired of it. Sindy, there's only 6 months left.
Can you pls use these 6 months to recreate your calling patterns, a followup system for all your organic clients and takeover clients.
Can you make an effort to do it properly?
What shall I do?
Open my own client list and start calling from those that I need to follow up on.
be it in insurance or in investment. Make sure that their contacts are properly keyed into the google contacts list. It doesn't matters if they dun want to meet me. At least I have done my part. If they just plainly avoid me, I will just send a text to them.
Let's aim to do this every Sunday until you finish with the list. Is it possible? Just get started. And this includes Andrew, Jamie and Sharon Clients. Just start an excel spreadsheet call calling list. 12 tabs for each month, and to key in the pple to reach. Please, sindy lye. pls do it for your own sake. That is the only aim I have for you.
And let's clear the receipts input to expenses file.
and the outstanding case.
Please sindy, that is all.
and moving forward, life will be so much easier.
I will also be happier I think.
Make it a habit to go office every sunday, start off with a yoga session followed by calling till late noon.
Sacys.com.sg
looking back at my past posts on what I hoped to do for sacys.com.sg, I am proud to see that things are really going underway, and that there are really a lot of things to do. ON hindsight, A lot of things can be done better, but I am still glad.
Moving forward, with the website set up, with Yl and Sj taking care of the technical parts, I think it is now a matter of sourcing and coming out with more designs, and to find alternative source of suppliers. Marketing the products and moving onto regional when we are more stable. I hope to become a stable company with this venture.
I tell myself everyday that there is no reason to go office, and thus I stopped going along the year.
But can I start to reverse this lazy trend. Fion told me that one must not be lazy, and must go to the office regarless if there is or there is nothing to do.
Can I do it too? Can I just fix my off day on Friday and Saturday instead, and to be able to work from Sun to Thurs?
Sun- Yoga, following by calling/ appointments
Mon- Pilates, followed by admin/ appointments
Tues- Yoga, followed by admin/ Appointments
Wed- Morning- bring mum to gym/ swimming, stay at home to work on Sacys and work or appointments
Thurs- Yoga, followed by admin/ appointments
Fri- Morning- bring mum to gym/ swimming, stay at home to work on Sacys or appointments
Sat- rest day and focus on Sacys/ going out with mum
Can I achieve this? It looks so good.
and I dun have to keep giving myself excuses that I need to stay at home to accompany mum. Cos it is not. I am basically staying at home to watch running man, and it's not cos I enjoy it, but it is to just let me waste the time away
girl, can you do yourself this favour, and stop this lousy behavior?
And with this, i ill definitely feels better, and thus can pull myself away from this mess.
I also need to eat and slp better. have fallen into this lousy habit of eating snacks after meal.
I need to stop it.
I also need should finish that set of TR90. else it is a waste of money.
Can i just stick and finish with it asap?
I can just keep taking it until it is finished.
Can I use the TR90 to substitute my dinner and complement it with tons of fruit? can I ignore my hunger?
Wednesday, December 11, 2013
for regina
sad, is the only word i can describe my current feeling.
we started off as friends, and along the years, you've become more and more impt, and i always feel that we have some chemistry.
I have always been very grateful to find a friend like you. if there's a term to describe how I feel about you, it will be soulmate.
I am sad cos of my actions, we have drifted apart. I am sad cos I always forget to behave myself, to be careful with the way I speak, and the things I speak, and ended up offending you. It was never intended. Similarly, I cannot deny that I have become more selfish, such that, I am no longer the person I used to be when we started our friendship.
You're one of the person I treasure most, and I have always been used to taking you for granted.
I have always say, I have to accept the person as wholesale if I wanna to be friends with the person. I shouldnt only demand anyone to change for me. I have to accept that you have grown to be easily offended by my actions, thots and behaviour, and is no longer tolerant with me. I have to be more careful with the way i talk and my thots, so that I will not offend you. I am very sad about it, cos it means that I will always have to be on my toes whenever you are around. Everything I've ever done and has offended you are never ever intended. never. i will not do anything that i know will make you angry. many times, i've tried to push my luck and made you angry.
Love will make you wanna change for the better.
I will change, cos i value this friendship, eventhou i know deep in my heart, that we are no longer close. that I have stopped to listen to you talk, and enjoy ur company cos you always listen to me talk. that we have stop sharing our joy, problems and everything in our lives. We are hanging out together out of convenience, habit, and environment, rather than that we enjoy each other company.
I promise, that I will change.
I will talk less, and listen more. I will pay attention to your words, and not forget them. I will not talk unnecesarily, and cause you to be angry. I will not rush you, cos time is not as impt as you. I will not talk brainlessly. I will listen to what you say. I will always be around, and not to be selfish anymore. I will learn to treasure you and not to say things that are brainless and make you angry. I will not talk bad about anyone you considered friend cos you do not like it. it's my fault, I forgotten.
All these years during xmas, I will write you a card to ask for forgiveness. i have never dare to confront you with all your unhappiness you have towards me, and rather, i chose to avoid the problem, cos I am afraid that it will worsen our friendship. Cos you value your pride over everything. Many times, i wanted to bring it up, but, i dun dare to. i rather be unhappy with making your angry at me, than to do anything to further damage our friendship.
Sindy Lye.. pls rem all these. promises you make to yourself, cos you've decided that this friend is so valuable to you. Her loyalty, her presence, her easy goingness, her support, her willingness to do things, her love for us, where she always place us as priority. And how she stood by me, giving me assurance that she's there whenever I am at my lowest. I am grateful that I found such a friend. I will treasure this friendship. i still yearn to and pray that we will continue to create more laughter, more milestones, more happy memories during this lifetime.
we started off as friends, and along the years, you've become more and more impt, and i always feel that we have some chemistry.
I have always been very grateful to find a friend like you. if there's a term to describe how I feel about you, it will be soulmate.
I am sad cos of my actions, we have drifted apart. I am sad cos I always forget to behave myself, to be careful with the way I speak, and the things I speak, and ended up offending you. It was never intended. Similarly, I cannot deny that I have become more selfish, such that, I am no longer the person I used to be when we started our friendship.
You're one of the person I treasure most, and I have always been used to taking you for granted.
I have always say, I have to accept the person as wholesale if I wanna to be friends with the person. I shouldnt only demand anyone to change for me. I have to accept that you have grown to be easily offended by my actions, thots and behaviour, and is no longer tolerant with me. I have to be more careful with the way i talk and my thots, so that I will not offend you. I am very sad about it, cos it means that I will always have to be on my toes whenever you are around. Everything I've ever done and has offended you are never ever intended. never. i will not do anything that i know will make you angry. many times, i've tried to push my luck and made you angry.
Love will make you wanna change for the better.
I will change, cos i value this friendship, eventhou i know deep in my heart, that we are no longer close. that I have stopped to listen to you talk, and enjoy ur company cos you always listen to me talk. that we have stop sharing our joy, problems and everything in our lives. We are hanging out together out of convenience, habit, and environment, rather than that we enjoy each other company.
I promise, that I will change.
I will talk less, and listen more. I will pay attention to your words, and not forget them. I will not talk unnecesarily, and cause you to be angry. I will not rush you, cos time is not as impt as you. I will not talk brainlessly. I will listen to what you say. I will always be around, and not to be selfish anymore. I will learn to treasure you and not to say things that are brainless and make you angry. I will not talk bad about anyone you considered friend cos you do not like it. it's my fault, I forgotten.
All these years during xmas, I will write you a card to ask for forgiveness. i have never dare to confront you with all your unhappiness you have towards me, and rather, i chose to avoid the problem, cos I am afraid that it will worsen our friendship. Cos you value your pride over everything. Many times, i wanted to bring it up, but, i dun dare to. i rather be unhappy with making your angry at me, than to do anything to further damage our friendship.
Sindy Lye.. pls rem all these. promises you make to yourself, cos you've decided that this friend is so valuable to you. Her loyalty, her presence, her easy goingness, her support, her willingness to do things, her love for us, where she always place us as priority. And how she stood by me, giving me assurance that she's there whenever I am at my lowest. I am grateful that I found such a friend. I will treasure this friendship. i still yearn to and pray that we will continue to create more laughter, more milestones, more happy memories during this lifetime.
Sunday, August 18, 2013
It is both a happy and sad day today.
Again, for dunno what reason, love kwangsoo so much!
Haha, went to his first fan,ever today... But sadly, failed to do the high five and hug him. I am so sad. But at least, I have seen him. N I am so so so so happie.
He is really someone I just wanna bring home like a pet. So adorable, sweet, humble and cute.
Thank for for giving me a reason to luff daily.
N really hope that he will like the pressie I gave him too.
It is time to focus back on my life. I am glad that I have reached the desired savings I want. Am thinking of doing up myself physically again.
Went to see the dr for the the breast, unfortunately, can't get it reduced.
But as yl said, I have nvr lose weight before. Can I try and slim down, and logically, I will become smaller. So can I do it pls, for myself.
It is aug.. Can I pls reach 55 then?
Can I just reduce my food intake and increase my intake of good food. Can I just eat much lesser, and only eat half of whatever is given to me? Can I just take healthy things?
Doing a med exam for myself- where I am now.
Cont with my yoga- moving towards where I wanna be
Eating lesser and healthier. Saying no to unhealthy food.. Veggie n veggie.
I really wanna become slimmer. Really.. So that I will become more confident. I am alr 31 moving to 32. I feel so scared.. Cos with the idols that I like becoming younger than me, I realized I do not have much yrs left. I wanna grab hold of the remaining yrs of whatsoever little youth I have. And the best way is to take care of myself. ESP now that I have money, but there is no youth and energy. Looking at kjk, being healthy n taking care of oneself is so good.
Can I eat wholemeal daily, and just fruits veggie and fish? Just fruits for dinner?
Cut down on processed food?
I really want to become 48kg when I visit Seoul next year.
Eat at regular hours?
Putting on a mask on the days that I m dng yoga?
I will stop putting heavy makeup and opt for simple one. I dun like the look of myself with heavy makeup. I look so old n intimidating.
After yoga tmr, I shall buy a wholemeal bread and have that for breakfast. With plain water.
Lunch is fish soup
Dinner is fruits
Can I cont on with this for one whole week, and see the effects? Can I stop thinking to myself that I will not have energy?
Can I just preserve on pls?
For kwangsoo, so that I will look completely different next year, n can start buying new clothes. Become like mic.. A totally different person.
Cut off the belly fat. The leg and the arms.
What I feed will grow. Remember this.
Again, for dunno what reason, love kwangsoo so much!
Haha, went to his first fan,ever today... But sadly, failed to do the high five and hug him. I am so sad. But at least, I have seen him. N I am so so so so happie.
He is really someone I just wanna bring home like a pet. So adorable, sweet, humble and cute.
Thank for for giving me a reason to luff daily.
N really hope that he will like the pressie I gave him too.
It is time to focus back on my life. I am glad that I have reached the desired savings I want. Am thinking of doing up myself physically again.
Went to see the dr for the the breast, unfortunately, can't get it reduced.
But as yl said, I have nvr lose weight before. Can I try and slim down, and logically, I will become smaller. So can I do it pls, for myself.
It is aug.. Can I pls reach 55 then?
Can I just reduce my food intake and increase my intake of good food. Can I just eat much lesser, and only eat half of whatever is given to me? Can I just take healthy things?
Doing a med exam for myself- where I am now.
Cont with my yoga- moving towards where I wanna be
Eating lesser and healthier. Saying no to unhealthy food.. Veggie n veggie.
I really wanna become slimmer. Really.. So that I will become more confident. I am alr 31 moving to 32. I feel so scared.. Cos with the idols that I like becoming younger than me, I realized I do not have much yrs left. I wanna grab hold of the remaining yrs of whatsoever little youth I have. And the best way is to take care of myself. ESP now that I have money, but there is no youth and energy. Looking at kjk, being healthy n taking care of oneself is so good.
Can I eat wholemeal daily, and just fruits veggie and fish? Just fruits for dinner?
Cut down on processed food?
I really want to become 48kg when I visit Seoul next year.
Eat at regular hours?
Putting on a mask on the days that I m dng yoga?
I will stop putting heavy makeup and opt for simple one. I dun like the look of myself with heavy makeup. I look so old n intimidating.
After yoga tmr, I shall buy a wholemeal bread and have that for breakfast. With plain water.
Lunch is fish soup
Dinner is fruits
Can I cont on with this for one whole week, and see the effects? Can I stop thinking to myself that I will not have energy?
Can I just preserve on pls?
For kwangsoo, so that I will look completely different next year, n can start buying new clothes. Become like mic.. A totally different person.
Cut off the belly fat. The leg and the arms.
What I feed will grow. Remember this.
Tuesday, July 09, 2013
Death is perpetual, but we'll always live on in each other heart.
As you take ur last breath, whoever that fills your thots, and whom you will create a
void for the rest of their lives until you reunite in heaven or any other dimension again, are those that really matters. Treasure this group of pple, and live for and with them. Take time off to create more happie memories for them to remember you with. Work can wait, pple and events that doesnt matter shouldn't be your priority. Dun hesitate to let them know how impt they are to you, and dun be scare to show ur love towards them. Indulge in things you want to do and love urself more everyday. Aim to make you and them happie everyday, cos you'll never know when ur last day is. As you breath your last breathe, you'll be at peace that you've gave them all the happiness that no one can replace, and you'll wait patiently for the day you reunite again.
I love you gals!
As you take ur last breath, whoever that fills your thots, and whom you will create a
void for the rest of their lives until you reunite in heaven or any other dimension again, are those that really matters. Treasure this group of pple, and live for and with them. Take time off to create more happie memories for them to remember you with. Work can wait, pple and events that doesnt matter shouldn't be your priority. Dun hesitate to let them know how impt they are to you, and dun be scare to show ur love towards them. Indulge in things you want to do and love urself more everyday. Aim to make you and them happie everyday, cos you'll never know when ur last day is. As you breath your last breathe, you'll be at peace that you've gave them all the happiness that no one can replace, and you'll wait patiently for the day you reunite again.
I love you gals!
Good morning, afternoon, evening or night to you.
This article is for us all. The intention is to bring and offer ways to self-understanding and ultimate acceptance. Not an easy task, but nonetheless possible for us all.
When times are tough we feel hardships and difficulties around us. It feels as if life is unfair and that we are being punished. We want the misery to end, to be given a break and for things to change and turn for the better.
If only we could have done things differently, are the words which echo in our minds. We even end up blaming ourselves and start to think that we deserve the negative situation we are in.
In the midst of the situation we are in it becomes difficult to focus on a different light or better perspective and yet at that moment in time it is the only thing we must do. Only then can we change it. We must relinquish control through the understanding that life does not punish us, but that life presents to us what we deeply feel about ourselves. This happens mostly on an unconscious level however we can influence it consciously and in our favor too.
We must thus look at our situation with new eyes. We must atone (realise and understand) but only when we feel that we have consciously or unconsciously done wrong - (please note, that we are talking about ourselves and not what others think we have done wrong- this is atonement) and take responsibility if we are to create the change we desire.
We must look at ourselves and our faults and realise that whatever mistake we feel we have made, that we too can change it. As hunans we are allowed to make mistakes. It is our imperfections that make us human. Seeking perfection in ourselves is therefore futile.
Remember that every day is a new day to start again and to make the best use of every new day choose to take responsibility by adjusting our thoughts about our feelings of guilt and regret to feelings of love.
Blame, regret or guilt do not serve us on anyway, nor others. They just hold us back. With these feelings tangled within us, we cannot move forward.
We do not repress those negative feelings. Instead we allow them to come up, we feel them and do not resist them so that the energy is transmuted to positive ones and then we make a change because we have left the darkness and entered the light.
In the moment we understand that we have the choice to change things for the better and then take action to do it, we open doors to opportunities previously unseen.
We are no longer victims, instead we become deciscion makers and creators. We are motivated to overcome, not through fear but through choice and in the knowing that because we ourselves are in control of our lives, we are therefore in control of what is to become. In the words of Ghandi, we become the change we seek.
All life improvement stems from taking responsibility and not handing out blame and the power to do this lives within us all of the time. Its just that we are sometimes blinded.
Therefore: We choose to live by choice not by chance. To be motivated and not manipulated. To be useful and not used. We choose to make changes, not excuses, to excel and not compete. When we choose self-esteem instead of self-pity we are in contact with our inner voice and dispel the random opinion of others.
We then begin to live our best lives.
This article is for us all. The intention is to bring and offer ways to self-understanding and ultimate acceptance. Not an easy task, but nonetheless possible for us all.
When times are tough we feel hardships and difficulties around us. It feels as if life is unfair and that we are being punished. We want the misery to end, to be given a break and for things to change and turn for the better.
If only we could have done things differently, are the words which echo in our minds. We even end up blaming ourselves and start to think that we deserve the negative situation we are in.
In the midst of the situation we are in it becomes difficult to focus on a different light or better perspective and yet at that moment in time it is the only thing we must do. Only then can we change it. We must relinquish control through the understanding that life does not punish us, but that life presents to us what we deeply feel about ourselves. This happens mostly on an unconscious level however we can influence it consciously and in our favor too.
We must thus look at our situation with new eyes. We must atone (realise and understand) but only when we feel that we have consciously or unconsciously done wrong - (please note, that we are talking about ourselves and not what others think we have done wrong- this is atonement) and take responsibility if we are to create the change we desire.
We must look at ourselves and our faults and realise that whatever mistake we feel we have made, that we too can change it. As hunans we are allowed to make mistakes. It is our imperfections that make us human. Seeking perfection in ourselves is therefore futile.
Remember that every day is a new day to start again and to make the best use of every new day choose to take responsibility by adjusting our thoughts about our feelings of guilt and regret to feelings of love.
Blame, regret or guilt do not serve us on anyway, nor others. They just hold us back. With these feelings tangled within us, we cannot move forward.
We do not repress those negative feelings. Instead we allow them to come up, we feel them and do not resist them so that the energy is transmuted to positive ones and then we make a change because we have left the darkness and entered the light.
In the moment we understand that we have the choice to change things for the better and then take action to do it, we open doors to opportunities previously unseen.
We are no longer victims, instead we become deciscion makers and creators. We are motivated to overcome, not through fear but through choice and in the knowing that because we ourselves are in control of our lives, we are therefore in control of what is to become. In the words of Ghandi, we become the change we seek.
All life improvement stems from taking responsibility and not handing out blame and the power to do this lives within us all of the time. Its just that we are sometimes blinded.
Therefore: We choose to live by choice not by chance. To be motivated and not manipulated. To be useful and not used. We choose to make changes, not excuses, to excel and not compete. When we choose self-esteem instead of self-pity we are in contact with our inner voice and dispel the random opinion of others.
We then begin to live our best lives.
看到十三条我也哭了 请仔细看完，
记住，物质，地位，名誉就算失去，还能从头再来，但家人呢……珍惜!
……如果这就是爱……
1。姥爷去世了。妈妈平静地处理完后事，晚上回来她栽倒在床上抽泣道：“女儿，你知道吗，妈妈没有爸爸了……”我顿时心酸至极。
2。出国一年，回来时妈妈已患上老年痴呆，迷迷糊糊，不认人。我走到床边看她时，她竟忽然冲我笑了，说：“你胖了。”
3。今天坐火车，两个老婆婆坐在我身边，其中一个是来送另一个的，两人双手拉在一起不停念叨着。要发车了，一个老婆婆下车，回头说了句话－“姐啊，今年我89岁，你90岁，这是我们这辈子最后一次见面了……”
4。小区里有个小朋友刚出生不久妈妈就去世了，一直都是奶奶带着。有一次小朋友对她奶奶说：“我偷偷叫你一声妈妈可以吗？”
5。家里买了一台大电视，我想放客厅，可老妈想放他们卧室，一直争执不下，最后还是老妈妥协了。很多年过去了，有天老妈发信息：电视放我和你爸卧室其实是想让你能来我们屋看，这样可以多陪陪我们……当即释怀，忍不住大哭。
6。我问老公：“如果是我得了绝症，你会给我治吗？”老公快睡着了，迷迷糊糊说：“别瞎说……倾家荡产也得治！”我说：“如果你得了呢？”老公：“那就不治了。剩下你一个人，挣钱不容易。”
7。那是一次“意外”，我拿老公的手机玩，无意间看到一条短信，那是爸爸去世前和我老公见面没多久后发的－“今天我把我的宝贝交给你了，拜托你一定要好好照顾她，我到天堂都会感激祝福你的。”几年来，一想到这件事不知哭晕多少次。
8。在外第一个春节坐火车回家带了一瓶绿茶，妈妈说：“我从来没有喝过这个东西，真好喝。”
9。爸妈离婚后我跟了老妈。等老爸有了自己另一个家，另一个女儿，我就觉得自己是多余的，即使再难也绝对不给老爸添麻烦。后来有件事还是得要他帮忙，然后事成了，于是发短信给爸爸说谢谢，短信上打出“谢谢”两字时，我心里痛得跟抽筋一样。过了很久，爸才回复我，只有两字：傻瓜！
10。爷爷拉着我说：“我很好，别担心，你自己在外面注意身体，多吃点好吃的……” 明明在饭桌上，我只看到一小盘咸菜孤独的摆着，眼前顿时模糊一片，那天是他 80 岁 的生日啊~~~
11。爸爸一次重病，在床上躺了大半个月都没醒，后来在一个下午突然醒了。
醒来时他嘴一直在动，妈妈把耳朵凑近了对他说：“你慢点说，我听着呢。”
爸很虚弱地说：“女儿该放学回家了，你去把饭做了吧
12。高三那年，外婆问我想考哪里
我说当然是北京
外婆说就考本地嘛 离得近
我就笑着哈拉过去
高考前一个月，外婆去世了，选择都没留给我
外婆去世第二天，家里上上下下忙着张罗各种事
大人都在楼下搭着的灵堂忙
我到楼上找外公
外公一个人坐在藤椅上
看到我来了，强挤出笑脸说：“孙女，怎么办哟，以后咱家订的牛奶也没人喝了?”
我背过身去大哭
13。大年三十晚上，因为在外地加班不能回家过年，虽然爸爸知道我不回去
但他还是一个人冒着刺骨寒风到人烟稀少的小车站一直一直的等，妈妈叫他回来
可爸却说：“万一她是骗我们的呢，万一她晚上就回来了呢。”
后来听到妈妈给我说这件事的时候，我心里面就像被锤子狠狠的砸着那么难受。
14。大学后的第一个寒假，妈开始学习发短信。我是个没耐性的人，本来几句话的东西，却嫌她手脚太笨，便没耐心教下去了。晚饭后，妈和老爸在房间里看电视，我在练听力，那时候还用复读机，恍惚间感觉有东西干扰，手机进条短信，只有5个字，妈妈问：儿，你在干嘛？
15。小时候爸爸喂我药，我呛到了，妈妈就把他骂出去了。后来妈妈问姐姐爸爸哪去了，姐姐说爸爸在外面哭。
亲情，朴素的让人会忽略，但是却最能感动所有人，朋友我们有时间多多陪伴一下自己的亲人！
～～后语～～
随着自己愈长大，看着父母亲脸庞从年轻变憔悴，头发从乌丝变白发，动作从迅捷变缓慢，多心疼！
父母亲总是将最好、最宝贵的留给我们，像蜡烛不停的燃烧自己，照亮孩子！而我们呢？有没有腾出一个空间给我的父母，或者只是在当我需要停泊岸时，才会想起他们……
其实父母亲要的真的不多，只是一句随意的问候「爸、妈，你们今天好吗？」随意买的宵夜，煮一顿再普通不过的晚餐，睡前帮他们盖盖被子，天冷帮他们添衣服、戴手套....都能让他们高兴温馨很久。有时，我常在想：我希望我的子女以后如何对我。那现在，我有没有如此对待我的父母？我相信，人是环环相扣的；现在，你如何对待你的父母；以后，你的子女就如何待你。
朋友，人世间最难报的就是父母恩，愿我们都能：以反哺之心奉敬父母，以感恩之心孝顺父母！
生命不要求我们成为最好的，只要求我们作最大的努力！
养老院墙上发现的一篇文章：
孩子！当你还很小的时候，我花了很多时间，教你慢慢用汤匙、用筷子吃东西。教你系鞋带、扣扣子、溜滑梯、教你穿衣服、梳头发、拧鼻涕。这些和你在一起的点点滴滴，是多么的令我怀念不已。所以，当我想不起来，接不上话时，请给我一点时间，等我一下，让我再想一想……极可能最后连要说什么，我也一并忘记。
孩子！你忘记我们练习了好几百回，才学会的第一首娃娃歌吗？是否还记得每天总要我绞尽脑汁，去回答不知道你从哪里冒出来的问题吗？所以，当我重复又重复说着老掉牙的故事，哼着我孩提时代的儿歌时，体谅我。让我继续沉醉在这些回忆中吧！切望你，也能陪着我闲话家常吧！
孩子，现在我常忘了扣扣子、系鞋带。吃饭时，会弄脏衣服，梳头发时手还会不停的抖，不要催促我，要对我多一点耐心和温柔，只要有你在一起，就会有很多的温暖涌上心头。
孩子！如今，我的脚站也站不稳，走也走不动。所以，请你紧紧的握着我的手，陪着我，慢慢的。就像当年一样，我带着你一步一步地走。
朋友，如果你觉得好就转发，让更多的人更加珍惜自己的父母。百善孝为先，尽孝须及时！
记住，物质，地位，名誉就算失去，还能从头再来，但家人呢……珍惜!
……如果这就是爱……
1。姥爷去世了。妈妈平静地处理完后事，晚上回来她栽倒在床上抽泣道：“女儿，你知道吗，妈妈没有爸爸了……”我顿时心酸至极。
2。出国一年，回来时妈妈已患上老年痴呆，迷迷糊糊，不认人。我走到床边看她时，她竟忽然冲我笑了，说：“你胖了。”
3。今天坐火车，两个老婆婆坐在我身边，其中一个是来送另一个的，两人双手拉在一起不停念叨着。要发车了，一个老婆婆下车，回头说了句话－“姐啊，今年我89岁，你90岁，这是我们这辈子最后一次见面了……”
4。小区里有个小朋友刚出生不久妈妈就去世了，一直都是奶奶带着。有一次小朋友对她奶奶说：“我偷偷叫你一声妈妈可以吗？”
5。家里买了一台大电视，我想放客厅，可老妈想放他们卧室，一直争执不下，最后还是老妈妥协了。很多年过去了，有天老妈发信息：电视放我和你爸卧室其实是想让你能来我们屋看，这样可以多陪陪我们……当即释怀，忍不住大哭。
6。我问老公：“如果是我得了绝症，你会给我治吗？”老公快睡着了，迷迷糊糊说：“别瞎说……倾家荡产也得治！”我说：“如果你得了呢？”老公：“那就不治了。剩下你一个人，挣钱不容易。”
7。那是一次“意外”，我拿老公的手机玩，无意间看到一条短信，那是爸爸去世前和我老公见面没多久后发的－“今天我把我的宝贝交给你了，拜托你一定要好好照顾她，我到天堂都会感激祝福你的。”几年来，一想到这件事不知哭晕多少次。
8。在外第一个春节坐火车回家带了一瓶绿茶，妈妈说：“我从来没有喝过这个东西，真好喝。”
9。爸妈离婚后我跟了老妈。等老爸有了自己另一个家，另一个女儿，我就觉得自己是多余的，即使再难也绝对不给老爸添麻烦。后来有件事还是得要他帮忙，然后事成了，于是发短信给爸爸说谢谢，短信上打出“谢谢”两字时，我心里痛得跟抽筋一样。过了很久，爸才回复我，只有两字：傻瓜！
10。爷爷拉着我说：“我很好，别担心，你自己在外面注意身体，多吃点好吃的……” 明明在饭桌上，我只看到一小盘咸菜孤独的摆着，眼前顿时模糊一片，那天是他 80 岁 的生日啊~~~
11。爸爸一次重病，在床上躺了大半个月都没醒，后来在一个下午突然醒了。
醒来时他嘴一直在动，妈妈把耳朵凑近了对他说：“你慢点说，我听着呢。”
爸很虚弱地说：“女儿该放学回家了，你去把饭做了吧
12。高三那年，外婆问我想考哪里
我说当然是北京
外婆说就考本地嘛 离得近
我就笑着哈拉过去
高考前一个月，外婆去世了，选择都没留给我
外婆去世第二天，家里上上下下忙着张罗各种事
大人都在楼下搭着的灵堂忙
我到楼上找外公
外公一个人坐在藤椅上
看到我来了，强挤出笑脸说：“孙女，怎么办哟，以后咱家订的牛奶也没人喝了?”
我背过身去大哭
13。大年三十晚上，因为在外地加班不能回家过年，虽然爸爸知道我不回去
但他还是一个人冒着刺骨寒风到人烟稀少的小车站一直一直的等，妈妈叫他回来
可爸却说：“万一她是骗我们的呢，万一她晚上就回来了呢。”
后来听到妈妈给我说这件事的时候，我心里面就像被锤子狠狠的砸着那么难受。
14。大学后的第一个寒假，妈开始学习发短信。我是个没耐性的人，本来几句话的东西，却嫌她手脚太笨，便没耐心教下去了。晚饭后，妈和老爸在房间里看电视，我在练听力，那时候还用复读机，恍惚间感觉有东西干扰，手机进条短信，只有5个字，妈妈问：儿，你在干嘛？
15。小时候爸爸喂我药，我呛到了，妈妈就把他骂出去了。后来妈妈问姐姐爸爸哪去了，姐姐说爸爸在外面哭。
亲情，朴素的让人会忽略，但是却最能感动所有人，朋友我们有时间多多陪伴一下自己的亲人！
～～后语～～
随着自己愈长大，看着父母亲脸庞从年轻变憔悴，头发从乌丝变白发，动作从迅捷变缓慢，多心疼！
父母亲总是将最好、最宝贵的留给我们，像蜡烛不停的燃烧自己，照亮孩子！而我们呢？有没有腾出一个空间给我的父母，或者只是在当我需要停泊岸时，才会想起他们……
其实父母亲要的真的不多，只是一句随意的问候「爸、妈，你们今天好吗？」随意买的宵夜，煮一顿再普通不过的晚餐，睡前帮他们盖盖被子，天冷帮他们添衣服、戴手套....都能让他们高兴温馨很久。有时，我常在想：我希望我的子女以后如何对我。那现在，我有没有如此对待我的父母？我相信，人是环环相扣的；现在，你如何对待你的父母；以后，你的子女就如何待你。
朋友，人世间最难报的就是父母恩，愿我们都能：以反哺之心奉敬父母，以感恩之心孝顺父母！
生命不要求我们成为最好的，只要求我们作最大的努力！
养老院墙上发现的一篇文章：
孩子！当你还很小的时候，我花了很多时间，教你慢慢用汤匙、用筷子吃东西。教你系鞋带、扣扣子、溜滑梯、教你穿衣服、梳头发、拧鼻涕。这些和你在一起的点点滴滴，是多么的令我怀念不已。所以，当我想不起来，接不上话时，请给我一点时间，等我一下，让我再想一想……极可能最后连要说什么，我也一并忘记。
孩子！你忘记我们练习了好几百回，才学会的第一首娃娃歌吗？是否还记得每天总要我绞尽脑汁，去回答不知道你从哪里冒出来的问题吗？所以，当我重复又重复说着老掉牙的故事，哼着我孩提时代的儿歌时，体谅我。让我继续沉醉在这些回忆中吧！切望你，也能陪着我闲话家常吧！
孩子，现在我常忘了扣扣子、系鞋带。吃饭时，会弄脏衣服，梳头发时手还会不停的抖，不要催促我，要对我多一点耐心和温柔，只要有你在一起，就会有很多的温暖涌上心头。
孩子！如今，我的脚站也站不稳，走也走不动。所以，请你紧紧的握着我的手，陪着我，慢慢的。就像当年一样，我带着你一步一步地走。
朋友，如果你觉得好就转发，让更多的人更加珍惜自己的父母。百善孝为先，尽孝须及时！
40 Tips for Happy Health Life - MUST READ & SHARE
Health:
1. Drink plenty of water.
2. Eat breakfast like a king, lunch like a prince and dinner like a beggar.
3. Eat more foods that grow on trees and plants, and eat less food that is manufactured in plants.
4. Live with the 3 E’s — Energy, Enthusiasm, and Empathy.
5. Make time for prayer and reflection
6. Play more games.
7. Read more books than you did in 2012.
8. Sit in silence for at least 10 minutes each day.
9. Sleep for 7 hours.
Personality:
10. Take a 10-30 minutes walk every day —- and while you walk, smile.
11. Don’t compare your life to others’. You have no idea what their journey is all about.
12. Don’t have negative thoughts or things you cannot control. Instead invest your energy in the positive present moment.
13. Don’t over do; keep your limits.
14. Don’t take yourself so seriously; no one else does.
15. Don’t waste your precious energy on gossip.
16. Dream more while you are awake.
17. Envy is a waste of time. You already have all you need.
18. Forget issues of the past. Don’t remind your partner with his/her mistakes of the past. That will ruin your present happiness.
19. Life is too short to waste time hating anyone. Don’t hate others.
20. Make peace with your past so it won’t spoil the present.
21. No one is in charge of your happiness except you.
22. Realize that life is a school and you are here to learn. Problems are simply part of the curriculum that appear and fade away like algebra class but the lessons you learn will last a lifetime.
23. Smile and laugh more.
24. You don’t have to win every argument. Agree to disagree.
Community:
25. Call your family often.
26. Each day give something good to others.
27. Forgive everyone for everything.
28. Spend time with people over the age of 70 & under the age of 6.
29. Try to make at least three people smile each day.
30. What other people think of you is none of your business.
31. Your job won’t take care of you when you are sick. Your family and friends will. Stay in touch.
Life:
32. Do the right things.
33. Get rid of anything that isn’t useful, beautiful or joyful.
34. Forgiveness heals everything.
35. However good or bad a situation is, it will change.
36. No matter how you feel, get up, dress up and show up.
37. The best is yet to come.
38. When you awake alive in the morning, don’t take it for granted – embrace life.
39. Your inner most is always happy. So, be happy.
Last but not least:
40. Enjoy LIFE!
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A summary for the first half of 2013.. and of cos.. what to do moving forward?
It has been a long time since i pen my thots down..
of cos, the main excuse i wana use is that there is no proper pc for me to use, with the house pc keyboard spoilt and my functioning laptop in the office, and with the stifling environment there, how can i pen my thots down in the manner i wan?
but then again, i've been really lagging or the past half year, tons of thots in my head, and been ignoring them.. just doing the things that i oughta do, and continue to move forward, cos time wouldn't go backwards.
since the beginning of this year, had planned 2 trips, one to taiwan with my mum, and the other to HK with cl and alan.
Taiwan with my mum was meant to let her be happie, and enjoy herself, and i think basically that was achieve. it was a very very good trip, and i think my mum was definately happie. and the best best best part was, TV happen to be at taiwan then too, and i got such a wonderful chance to spend a day out with him, in such a comfortable setting too. Thank God for your arrangement.
HK with Cl was quite random, since last year, i always have this thot of going to HK alone, but cl told me to join them instead, so off i went with them. hmm.. how do i put it? it's just another trip, but i gotta a day off to walk around HK by myself, and i love the solitude and the fact that at that point of time, no one knows where i really am, and there is no need for me to be responsible or accountable towards anyone, and i totally absolutely love that freedom. i definetly hope that i can really get a chance to spend Xmas alone at HK at one point of my life. will i feel lonely then? i wonder..
next in march, it's my mum operation, and i became a maid for abt one month, and it is true, the busier one is, the more productive you'll be forced to become. had a good pdtion run then, and yet there is time to stay at home and look after my mum. thankfully, the operation is a good suceess, and my mum is no longer feeling pain anymore. thank you God.
subsequently, in april.. oh my god.. fell insanely mad over running man, and dedicated a good part of my day to serial watching all the eps.. even until today. good thing is that i am rather tired of it already, and has greatly cut down my hours spent on these eps. but it was a good stress reliver, and really really made me happie.
what happened in May? it's like so blur.. and sis bought an apartment that we can eventually move into in about 3 years time... my mum was so so so so happie then.. haha.. so i guess, it is likely spent on running man as well.. and in June, just last mth, and my bd month, running man, eating, going out, working, nothing significant happened. the promise to pen my thots on 15 jun didn't materialise.. and went for Mayday concert instead, which ended up rather disappointing thou.. hiaz... will i still visit them next time? I wonder.. and of yah, first time spending 300 on a fan meeting on a obsence relatively unknown animal call kwangsoo.. the v cute giraffe that brought me tons of laughter for the past few months.. amazing, but i guess, i'm trying to grab hold of my last bits of youth and idol chasing bah...
meanwhile, during the past few mths, i picked back bikram yoga, which i am absolutely enjoying, and still have about a year of mendership leaft, that i will continue to go for.. don't understand why my weight isn't dropping thou.. and for some unknown reason, my skin cleared out alot in the past 1-2 months.. so thankful for it, cos i can feel its whiteness and has become much more softer know. makeup skills improved, and in generally, the physical well being has improve. also, finance side is rather stable, and improving, and m working towards my goal of giving myself stability in terms of my financial being.
moving forward, there is only about 4-5 months left in this year..
what lies ahead?
physically
- breast reduction.
have went to see a polyclinic dr to get referral for othpeadic, and decided to go under private instead, so am going to see the specialist this week, and to determine that it is those humongus pair of melons that are causing my shoulder aches. and it is gradually causing me to have breathing and neck problems too.. somehow i suspect that it is because my fats around my back and ;shoulder are reducing due to the bikram yoga which ended up worsening this problem. n i swear, they are still growing bigger and bigger..
the breast will be reduced to a cup c by the end of this year, no matter how much it cost me.
- face/ skin
continue my routine of putting mask, at least prob 4-5 times per week
and i'm going to finish those sample product packs along the way.. helps to save $ from buying my usual products, and giving my skin a change in routine as well.
and i will continue to see julie, prob, once every 2-3 months to keep the skin healthy and feed it with more vitamins.
all in all, i am greatful for the change in my skin, and pls, let me continue with this routine..
i'll also continue to double cleanse the face, think they work great, and the skin in much less oily and dirty already.
will continue to put on make up and let myself feels good.
- hair
nothing much, pretty comfy with it and guess will continue to grow it till the end of the year..
- fat fat fat
gonna continue with my bikram yoga, let's keep it a min of 3 times per week ya..
no matter what the weighing machine says, i still believe that i have loss fats, and i just wana focus on my arms, my stomach and thunder thighs..
can i start doing crunches, just 50 per day? am i able to keep to that?
financially
- i know i need to grow my MT funds.. continue to be thrifty and to grow it.. i need the funds to buy myself a house when i reach 35.. will review it then..
attended a convocation and listened to a great speech ytd..
1- dividing my time into blks of hours instead of viewing it as a one lump call day.. do i want a blk of 8 hrs, 2 blks of 4 hrs or 8 blks of 1 hr? it changed my prespective and viewing at how to do things within deadline instead of just dragging my feet to let time pass, and to learn to make decision in a faster and more focused manner.
2- focusing on the car ahead of my car.. this has always been a matra that i live by..
i always believe in doing things that makes a difference 10 years later, and not now..
so moving forward
much as i m scare to start it, or failing and the time and efforts involve and am worrying that it will all be a major waste of time.. i really really wanna own something.. a business.. something that can pull my friends along the way.. something that i own, and have control over it.. i m really scared, but i wana try it.. but i am scare of losing the funds..
i wana do that blogshop thingy.. have been thinking thinking and thinking about it.. did some small micro mini negligible research on it.. but the way i see it, if the bigger brands can survive and is able to support renal and staff, what is a small co like ours, if we can produce similar products, be unable to make it if the cost is so much lower?
have the micro reseach and thinking, i guess, it is better to secure manufacturers instead first.
with that, i will have an idea of the cost, and how to work around the margin.
what i do know is that i wana produce clothes for the working ladies, cos working ladies like to dress up, and they like things that looks nice and unique.
i truely believe that mkting plans etc can be drawn up after that..
going to spend 2 hrs per day onto this blogshop thingy when applicable.
gonna find manufacturer
rental cost for shopfront/ warehouse
blogshop design
mkting plans
budgeting
going to spend 2 hrs per day on work as well
follow up calls
underwriting and admin
my current income is able to provide me with a decent lifestyle till the end of the year.. so i am gonna buck up and build up this blogshop biz..
of cos, the main excuse i wana use is that there is no proper pc for me to use, with the house pc keyboard spoilt and my functioning laptop in the office, and with the stifling environment there, how can i pen my thots down in the manner i wan?
but then again, i've been really lagging or the past half year, tons of thots in my head, and been ignoring them.. just doing the things that i oughta do, and continue to move forward, cos time wouldn't go backwards.
since the beginning of this year, had planned 2 trips, one to taiwan with my mum, and the other to HK with cl and alan.
Taiwan with my mum was meant to let her be happie, and enjoy herself, and i think basically that was achieve. it was a very very good trip, and i think my mum was definately happie. and the best best best part was, TV happen to be at taiwan then too, and i got such a wonderful chance to spend a day out with him, in such a comfortable setting too. Thank God for your arrangement.
HK with Cl was quite random, since last year, i always have this thot of going to HK alone, but cl told me to join them instead, so off i went with them. hmm.. how do i put it? it's just another trip, but i gotta a day off to walk around HK by myself, and i love the solitude and the fact that at that point of time, no one knows where i really am, and there is no need for me to be responsible or accountable towards anyone, and i totally absolutely love that freedom. i definetly hope that i can really get a chance to spend Xmas alone at HK at one point of my life. will i feel lonely then? i wonder..
next in march, it's my mum operation, and i became a maid for abt one month, and it is true, the busier one is, the more productive you'll be forced to become. had a good pdtion run then, and yet there is time to stay at home and look after my mum. thankfully, the operation is a good suceess, and my mum is no longer feeling pain anymore. thank you God.
subsequently, in april.. oh my god.. fell insanely mad over running man, and dedicated a good part of my day to serial watching all the eps.. even until today. good thing is that i am rather tired of it already, and has greatly cut down my hours spent on these eps. but it was a good stress reliver, and really really made me happie.
what happened in May? it's like so blur.. and sis bought an apartment that we can eventually move into in about 3 years time... my mum was so so so so happie then.. haha.. so i guess, it is likely spent on running man as well.. and in June, just last mth, and my bd month, running man, eating, going out, working, nothing significant happened. the promise to pen my thots on 15 jun didn't materialise.. and went for Mayday concert instead, which ended up rather disappointing thou.. hiaz... will i still visit them next time? I wonder.. and of yah, first time spending 300 on a fan meeting on a obsence relatively unknown animal call kwangsoo.. the v cute giraffe that brought me tons of laughter for the past few months.. amazing, but i guess, i'm trying to grab hold of my last bits of youth and idol chasing bah...
meanwhile, during the past few mths, i picked back bikram yoga, which i am absolutely enjoying, and still have about a year of mendership leaft, that i will continue to go for.. don't understand why my weight isn't dropping thou.. and for some unknown reason, my skin cleared out alot in the past 1-2 months.. so thankful for it, cos i can feel its whiteness and has become much more softer know. makeup skills improved, and in generally, the physical well being has improve. also, finance side is rather stable, and improving, and m working towards my goal of giving myself stability in terms of my financial being.
moving forward, there is only about 4-5 months left in this year..
what lies ahead?
physically
- breast reduction.
have went to see a polyclinic dr to get referral for othpeadic, and decided to go under private instead, so am going to see the specialist this week, and to determine that it is those humongus pair of melons that are causing my shoulder aches. and it is gradually causing me to have breathing and neck problems too.. somehow i suspect that it is because my fats around my back and ;shoulder are reducing due to the bikram yoga which ended up worsening this problem. n i swear, they are still growing bigger and bigger..
the breast will be reduced to a cup c by the end of this year, no matter how much it cost me.
- face/ skin
continue my routine of putting mask, at least prob 4-5 times per week
and i'm going to finish those sample product packs along the way.. helps to save $ from buying my usual products, and giving my skin a change in routine as well.
and i will continue to see julie, prob, once every 2-3 months to keep the skin healthy and feed it with more vitamins.
all in all, i am greatful for the change in my skin, and pls, let me continue with this routine..
i'll also continue to double cleanse the face, think they work great, and the skin in much less oily and dirty already.
will continue to put on make up and let myself feels good.
- hair
nothing much, pretty comfy with it and guess will continue to grow it till the end of the year..
- fat fat fat
gonna continue with my bikram yoga, let's keep it a min of 3 times per week ya..
no matter what the weighing machine says, i still believe that i have loss fats, and i just wana focus on my arms, my stomach and thunder thighs..
can i start doing crunches, just 50 per day? am i able to keep to that?
financially
- i know i need to grow my MT funds.. continue to be thrifty and to grow it.. i need the funds to buy myself a house when i reach 35.. will review it then..
attended a convocation and listened to a great speech ytd..
1- dividing my time into blks of hours instead of viewing it as a one lump call day.. do i want a blk of 8 hrs, 2 blks of 4 hrs or 8 blks of 1 hr? it changed my prespective and viewing at how to do things within deadline instead of just dragging my feet to let time pass, and to learn to make decision in a faster and more focused manner.
2- focusing on the car ahead of my car.. this has always been a matra that i live by..
i always believe in doing things that makes a difference 10 years later, and not now..
so moving forward
much as i m scare to start it, or failing and the time and efforts involve and am worrying that it will all be a major waste of time.. i really really wanna own something.. a business.. something that can pull my friends along the way.. something that i own, and have control over it.. i m really scared, but i wana try it.. but i am scare of losing the funds..
i wana do that blogshop thingy.. have been thinking thinking and thinking about it.. did some small micro mini negligible research on it.. but the way i see it, if the bigger brands can survive and is able to support renal and staff, what is a small co like ours, if we can produce similar products, be unable to make it if the cost is so much lower?
have the micro reseach and thinking, i guess, it is better to secure manufacturers instead first.
with that, i will have an idea of the cost, and how to work around the margin.
what i do know is that i wana produce clothes for the working ladies, cos working ladies like to dress up, and they like things that looks nice and unique.
i truely believe that mkting plans etc can be drawn up after that..
going to spend 2 hrs per day onto this blogshop thingy when applicable.
gonna find manufacturer
rental cost for shopfront/ warehouse
blogshop design
mkting plans
budgeting
going to spend 2 hrs per day on work as well
follow up calls
underwriting and admin
my current income is able to provide me with a decent lifestyle till the end of the year.. so i am gonna buck up and build up this blogshop biz..
Monday, February 04, 2013
By Eileen Tan and Ui Wei Teck (guest contributors)
Everyone has a body, a mind, and a soul. Our bodies are guided by our minds and our minds are guided by our souls to live our lives, realize our potential and achieve happiness.
Deep inside us, we all want to be successful and be able to achieve something big. We want to be respected, envied and able to inspire others to achieve happiness and satisfaction. How do we stay calm and happy when we are at the same time eagerly trying to achieve something big? When deep inside we want to be successful and be able to “show-off”?
1. Fill your mind with positive thoughts
(photo: MYANIC)
First, set yourself free from your perceptions about your limitations. Start by filling your mind with positive, noble, and good thoughts about yourself and others. In this way, you can choose how you want to deal with problems effectively so that stress, fear and negativity will not get to you.
When you wake up in the morning, be determined to keep your thoughts positive and your day happy. Figure out what you want to achieve and repeat positive affirmations to yourself regularly, at minimum once per day.
Examples of some positive affirmations are:
I am Rich
I am Happy
I am Loved
I am Healthy
I am Successful
I am a Go-Giver
I am a Problem Solver
I am Pretty or Handsome
By affirming certain truths about ourselves consistently and regularly, it gives a clear instruction to our mind and soul to deliver what we want to become who we want. This is sometimes described as having our conscious mind awaken the power of our subconscious mind by imagining the reality of what we desire to be.
2. Achieving Calm through Deep Breathing
(photo: graphistolage)
For peace of mind, start with a simple breathing exercise followed by a constant state of gratitude to further calm your thoughts. Think about it this way: As soon as a body begins to take in air, there is life. As soon as one stops breathing, the body will have no air and there will be no more life. Shouldn’t we pay attention to our breathing technique? It gives us the ability to stay focused and transform energy into thoughts with possibility thinking and creative action.
Deep Breathing Exercise
Throughout the day, whenever there is an opportunity, you can do this simple deep breathing exercise. Doing a deep inhale will fill you with energy and help you to focus, which in a way is giving power to your body, mind and soul.
Proper breathing involves inhaling slowly and deeply through the nose until your abdomen is full, and then exhaling slowly though the mouth. When breathing in, you can pause after the first breath and breathe in again more deeply as most of us don’t breathe deep enough. This should be done slowly and deeply.
By doing deep breathing, you are building energy. The slow, gentle exhale is the key to breathing. As you breathe out, let go and relax the muscles and release your tension. This can be repeated for a few rounds, and while doing this, relax and focus on what you can see and hear. This can be done in bed too. It will help you to relax and get to sleep soundly.
This deep breathing exercise can be done when you need to calm yourself down. Instead of counting while breathing, say the affirmative words to yourself during the breathing exercise. You would be able to see positive results once you are able to keep calm, be mindful and immerse yourself with positive affirmations.
3. Being mindful and engaged
We live in the age of distraction with many things competing for our attention. Multitasking is not as cool as what people perceive it to be. It actually drains you. By trying to do too many things at one time, you cannot deliver good results most of the time.
On the other hand, you can improve your performance by being mindful and focusing on doing one thing at a time. By being mindful you will be able to appreciate and enjoy simple actions such as walking, talking, listening, learning, and sharing.
Being fully engaged and accepting things as they are enables us to embrace the changes in the second phase of our lives. You can then focus on achieving success which can benefit not just yourself, but others too. You can inspire others with what has inspired you!
Everyone has a body, a mind, and a soul. Our bodies are guided by our minds and our minds are guided by our souls to live our lives, realize our potential and achieve happiness.
Deep inside us, we all want to be successful and be able to achieve something big. We want to be respected, envied and able to inspire others to achieve happiness and satisfaction. How do we stay calm and happy when we are at the same time eagerly trying to achieve something big? When deep inside we want to be successful and be able to “show-off”?
1. Fill your mind with positive thoughts
(photo: MYANIC)
First, set yourself free from your perceptions about your limitations. Start by filling your mind with positive, noble, and good thoughts about yourself and others. In this way, you can choose how you want to deal with problems effectively so that stress, fear and negativity will not get to you.
When you wake up in the morning, be determined to keep your thoughts positive and your day happy. Figure out what you want to achieve and repeat positive affirmations to yourself regularly, at minimum once per day.
Examples of some positive affirmations are:
I am Rich
I am Happy
I am Loved
I am Healthy
I am Successful
I am a Go-Giver
I am a Problem Solver
I am Pretty or Handsome
By affirming certain truths about ourselves consistently and regularly, it gives a clear instruction to our mind and soul to deliver what we want to become who we want. This is sometimes described as having our conscious mind awaken the power of our subconscious mind by imagining the reality of what we desire to be.
2. Achieving Calm through Deep Breathing
(photo: graphistolage)
For peace of mind, start with a simple breathing exercise followed by a constant state of gratitude to further calm your thoughts. Think about it this way: As soon as a body begins to take in air, there is life. As soon as one stops breathing, the body will have no air and there will be no more life. Shouldn’t we pay attention to our breathing technique? It gives us the ability to stay focused and transform energy into thoughts with possibility thinking and creative action.
Deep Breathing Exercise
Throughout the day, whenever there is an opportunity, you can do this simple deep breathing exercise. Doing a deep inhale will fill you with energy and help you to focus, which in a way is giving power to your body, mind and soul.
Proper breathing involves inhaling slowly and deeply through the nose until your abdomen is full, and then exhaling slowly though the mouth. When breathing in, you can pause after the first breath and breathe in again more deeply as most of us don’t breathe deep enough. This should be done slowly and deeply.
By doing deep breathing, you are building energy. The slow, gentle exhale is the key to breathing. As you breathe out, let go and relax the muscles and release your tension. This can be repeated for a few rounds, and while doing this, relax and focus on what you can see and hear. This can be done in bed too. It will help you to relax and get to sleep soundly.
This deep breathing exercise can be done when you need to calm yourself down. Instead of counting while breathing, say the affirmative words to yourself during the breathing exercise. You would be able to see positive results once you are able to keep calm, be mindful and immerse yourself with positive affirmations.
3. Being mindful and engaged
We live in the age of distraction with many things competing for our attention. Multitasking is not as cool as what people perceive it to be. It actually drains you. By trying to do too many things at one time, you cannot deliver good results most of the time.
On the other hand, you can improve your performance by being mindful and focusing on doing one thing at a time. By being mindful you will be able to appreciate and enjoy simple actions such as walking, talking, listening, learning, and sharing.
Being fully engaged and accepting things as they are enables us to embrace the changes in the second phase of our lives. You can then focus on achieving success which can benefit not just yourself, but others too. You can inspire others with what has inspired you!
Saturday, January 12, 2013
picking up my dancing shoes...
finally.. a dream that i've been yearning for years is coming true..
gonna pick up my dancing shoes!
Zumba.. never know that there's such a dance like this.. and the best thing is, that's the thing i've always been looking for.. to dance, to dance with the beat, with the tempo, to dance without worries, to dance as thou i'm on a stage.. that's what i've really love.. and i've found it!
Happie!
So now.. moving forward..
today/s the 12 Jan 2013
365 days.. and i'm left with 353 days..
gotta start tresuring my time from now onwards..
Was sharing this with minghui last week..
I'm already starting to count down from my mum age 85 already...
Daddy passed on at age 61.. i've already earned 6 years.. and I've been praying to God.. to let my mum lives till 85. If so, i'm only left with 18 years to be with her.. and i want to treasure every single year, month, days, minutes and second.. I must treat her well so that she's happy every single day of her life. to give her everything that she wants. that will shape everything i have on my life.
this is a defining year of my life..
1. Personal
Physically- i will slim down this year..
diet- soupy stuffs and no fried stuffs, to say no to unhealthy food, and eating in moderation. aiming 50kg end of this year..
Excerise- Zumba and 6 months of hot yoga- able to do all poses for bikram by end of the 6th month
Surgery- Doing breast reduction surgery by Oct 2013. Aiming for C cup..
Family- Spending more time with mum and bringing her out. help up with household chores. mend back ties with my sister, and get my brother and sister and all of us to be close
Sacys- to be more personal and sharing of more feelings. To be there for each other.. and to maintain friendship with those i care for..
2. Finance
1K per month...
aiming to hit 41K cash and 90K assets by my birthday.. be more thrifty and increase my savings. be more prudent.
3. Job
going to keep it simple..
Prospecting tool- seminar only.. i dun ask for referrals one, and i only depends on my clients to give me referrals which will not keep me alive.. the seminar model is easy and simple, and will continue to give me more clients that are in working field- should treasure this. have to work with Irene to expend this.
Reviews with current clients- added a new pool of clients last year.. good to go back and review and be consistent in my work.
aiming for 120K production- 10k API monthly.. that's equivalent to a monthly income of about 3k i guess.. keep it concise.. and of yah.. finish andrew tan's client list. i must achieve that..
4. Sacys.com
This is gonna be exciting.. going to start Sacys.com
gonna register the company by Jan, sourcing in Feb in TW and HK, Website designing from Mar till May, Mkting plans, Ops, finances and social media by Apr and May, Testing in May and launching by Jun.. Jun to Dec.. running and expending and letting it becoming systemize.. i must do that.. end of the year, to review and hopefully to add Sacys.com own label..
So for this year, what will i do?
Jan-
Personal
Picking up my dancing.. gonna to sign up for zumba, and arrange to go for it every weekend for the rest of this year.
I must also finalise my early CI plan too!!
finalise my trip itinery and printing and money exchanging and packing by 25.
Job
Gonna run for ipad mini and wrap up the cases, gonna do the necc calling on this sunday. 12K.. I've already have 2k. Have to look for the remaining 10K. If i can get NN, YQ and FQ cases, how about EL? that should be around another 6K more.. so gotta look for another 2 more cases. hope i can find them. finish calling andrew tan's client.
SACYS.com
it's rather dormant now.. i gotta revive it back.. before i leave - gotta register the company at least. research about clothes and the manufacturer
website-- i have to settle on what i want.. i have to make the decisions, else it will never materialize...
Feb is a month of fun i guess...
Personal
coming back on the 4th, should be helping up with CNY matters for mum, and to help with the unpacking. going to have our reunion dinner, and to prepare for the HK trip.
Continue with my Zumba
Job
Meanwhile, to settle any admin matters and cont sourcing for my 12k.
Sacys.com
mt up with webbie designers again. more research for clothes.
Flying to HK on the 26, besides having fun, going to HK, Zhuhai and Shenzhen to source for clothes and learn how to ship them back.
March
Personal
Mum's going for her knee replacement surgery one week after my HK trip, so mainly gotta stay at home and look after her.
Continue with my Zumba
Resume my hot yoga on the last day of march- aiming to go at least 4 times every week- like mon, tues, wed and thus, fri rest, sat zumba and sun rest.. something along this line.. crossing fingers!
Job
Just right, going to pick back my calling etc, for the teachers, doing reviews etc.. and my own clients too!
preparing for the seminar and con't to focus on expending and expending it..
ignore the pple, and focus on what i wana do..
Sacys.com
tie down website developer, start up with the infancy stage of the website.. going to learn how to do the photography, start ordering in the clothes, draw up my mkting plans for the webby
April
Personal
Gonna work mainly from home again, and hopefully to be able to do my yoga then... on mon, sat and sun.. Yoga first month..going back to 63-65 kg
taking care of mum
Early CI plan 90 days waiting period over.. gonna start researching for breast reduction surgery soon..
To cont with zumba as well..
Job
Doing one seminar here.. let's see if we can fill another one in here..
Sacys.com
website test pg should be up by then.. learning how to do the creative part, clothes should be in.. going to set up acc for payment gateway, and mailing? email newsletter and other social media? close the loops on things i gotta do here..
May
Personal
Yoga- 2nd month.. tonner and fitter, hovering 60-63kg
Zumba on weekend
Taking care of mum
Job
contacting teachers from previous seminar, hitting min 40K API by now..
Sacys.com
Website should be more or less done, reviewing what needs to be done, clothes? are my sources ready.. all of us wants this to succeed.. so gotta push myself forward.. Mkting plan tied down, budgeting down.. and look forward to it providing us with a second income.. and hopefully, one day, to provide surviving income for all of us, each to look after an aspect of this business.. owning our own company..
Sacys Pte Ltd.. Nice!
June
Personal
Hit 60KG again!
Yoga at 3rd month, and zumba to continue..
Hopefully mum is much more stable then..
Job
Hitting 60K API.. haha.. thou i have no idea how to hit it thou..
Sacys.com
ready to go live!
gonna pick up my dancing shoes!
Zumba.. never know that there's such a dance like this.. and the best thing is, that's the thing i've always been looking for.. to dance, to dance with the beat, with the tempo, to dance without worries, to dance as thou i'm on a stage.. that's what i've really love.. and i've found it!
Happie!
So now.. moving forward..
today/s the 12 Jan 2013
365 days.. and i'm left with 353 days..
gotta start tresuring my time from now onwards..
Was sharing this with minghui last week..
I'm already starting to count down from my mum age 85 already...
Daddy passed on at age 61.. i've already earned 6 years.. and I've been praying to God.. to let my mum lives till 85. If so, i'm only left with 18 years to be with her.. and i want to treasure every single year, month, days, minutes and second.. I must treat her well so that she's happy every single day of her life. to give her everything that she wants. that will shape everything i have on my life.
this is a defining year of my life..
1. Personal
Physically- i will slim down this year..
diet- soupy stuffs and no fried stuffs, to say no to unhealthy food, and eating in moderation. aiming 50kg end of this year..
Excerise- Zumba and 6 months of hot yoga- able to do all poses for bikram by end of the 6th month
Surgery- Doing breast reduction surgery by Oct 2013. Aiming for C cup..
Family- Spending more time with mum and bringing her out. help up with household chores. mend back ties with my sister, and get my brother and sister and all of us to be close
Sacys- to be more personal and sharing of more feelings. To be there for each other.. and to maintain friendship with those i care for..
2. Finance
1K per month...
aiming to hit 41K cash and 90K assets by my birthday.. be more thrifty and increase my savings. be more prudent.
3. Job
going to keep it simple..
Prospecting tool- seminar only.. i dun ask for referrals one, and i only depends on my clients to give me referrals which will not keep me alive.. the seminar model is easy and simple, and will continue to give me more clients that are in working field- should treasure this. have to work with Irene to expend this.
Reviews with current clients- added a new pool of clients last year.. good to go back and review and be consistent in my work.
aiming for 120K production- 10k API monthly.. that's equivalent to a monthly income of about 3k i guess.. keep it concise.. and of yah.. finish andrew tan's client list. i must achieve that..
4. Sacys.com
This is gonna be exciting.. going to start Sacys.com
gonna register the company by Jan, sourcing in Feb in TW and HK, Website designing from Mar till May, Mkting plans, Ops, finances and social media by Apr and May, Testing in May and launching by Jun.. Jun to Dec.. running and expending and letting it becoming systemize.. i must do that.. end of the year, to review and hopefully to add Sacys.com own label..
So for this year, what will i do?
Jan-
Personal
Picking up my dancing.. gonna to sign up for zumba, and arrange to go for it every weekend for the rest of this year.
I must also finalise my early CI plan too!!
finalise my trip itinery and printing and money exchanging and packing by 25.
Job
Gonna run for ipad mini and wrap up the cases, gonna do the necc calling on this sunday. 12K.. I've already have 2k. Have to look for the remaining 10K. If i can get NN, YQ and FQ cases, how about EL? that should be around another 6K more.. so gotta look for another 2 more cases. hope i can find them. finish calling andrew tan's client.
SACYS.com
it's rather dormant now.. i gotta revive it back.. before i leave - gotta register the company at least. research about clothes and the manufacturer
website-- i have to settle on what i want.. i have to make the decisions, else it will never materialize...
Feb is a month of fun i guess...
Personal
coming back on the 4th, should be helping up with CNY matters for mum, and to help with the unpacking. going to have our reunion dinner, and to prepare for the HK trip.
Continue with my Zumba
Job
Meanwhile, to settle any admin matters and cont sourcing for my 12k.
Sacys.com
mt up with webbie designers again. more research for clothes.
Flying to HK on the 26, besides having fun, going to HK, Zhuhai and Shenzhen to source for clothes and learn how to ship them back.
March
Personal
Mum's going for her knee replacement surgery one week after my HK trip, so mainly gotta stay at home and look after her.
Continue with my Zumba
Resume my hot yoga on the last day of march- aiming to go at least 4 times every week- like mon, tues, wed and thus, fri rest, sat zumba and sun rest.. something along this line.. crossing fingers!
Job
Just right, going to pick back my calling etc, for the teachers, doing reviews etc.. and my own clients too!
preparing for the seminar and con't to focus on expending and expending it..
ignore the pple, and focus on what i wana do..
Sacys.com
tie down website developer, start up with the infancy stage of the website.. going to learn how to do the photography, start ordering in the clothes, draw up my mkting plans for the webby
April
Personal
Gonna work mainly from home again, and hopefully to be able to do my yoga then... on mon, sat and sun.. Yoga first month..going back to 63-65 kg
taking care of mum
Early CI plan 90 days waiting period over.. gonna start researching for breast reduction surgery soon..
To cont with zumba as well..
Job
Doing one seminar here.. let's see if we can fill another one in here..
Sacys.com
website test pg should be up by then.. learning how to do the creative part, clothes should be in.. going to set up acc for payment gateway, and mailing? email newsletter and other social media? close the loops on things i gotta do here..
May
Personal
Yoga- 2nd month.. tonner and fitter, hovering 60-63kg
Zumba on weekend
Taking care of mum
Job
contacting teachers from previous seminar, hitting min 40K API by now..
Sacys.com
Website should be more or less done, reviewing what needs to be done, clothes? are my sources ready.. all of us wants this to succeed.. so gotta push myself forward.. Mkting plan tied down, budgeting down.. and look forward to it providing us with a second income.. and hopefully, one day, to provide surviving income for all of us, each to look after an aspect of this business.. owning our own company..
Sacys Pte Ltd.. Nice!
June
Personal
Hit 60KG again!
Yoga at 3rd month, and zumba to continue..
Hopefully mum is much more stable then..
Job
Hitting 60K API.. haha.. thou i have no idea how to hit it thou..
Sacys.com
ready to go live!
Friday, November 09, 2012
Taking stock
It's time to move on again..
finally hit my precious 30k of savings..
Let's see where I can move on..
Where do i wana head towards to?
At age 40:
My Job- FC, having 300-400 clients, preferbly mainly families.
My Business- Sacys.com, having a customer base of 50,000. Self run, with system in place. Full return on investment, and earnings is able to sponsor everyone a Europe trip yearly. and hopefully, will be able to achieve all these shoppies as well.
SacysPremium.com
SacysMen.com
SacysKids.com
and the one that I've been playing in mind for the whole day
SacysPreloved.com
it would be best if it can grow overseas.. the indonesia, malaysia, australia and down under market.
My Property- a fully paid for 3 room flat, preferbly rented out, and I am still staying with my mum to take care of her. this constitute part of my passive income. and if i feel like it, to move back in occasionally; alternatively, i just thot that, mebbe i can get a condo myself, like those EC, or otherwise, a small one or two bedder, so that mum can happily move in and enjoy her years, while i can collect rental on the hougang flat. gotta wait for me to sell off spottiswoode, in another 3 more years before we can talk about this thou. hopefully, my brother is happily married with amanda then, so that there can have their own place. and mum will be happy with moving around.
My financial investment- IFS will still continue at 400/ mth, dutifully saving up for my retirement. My GE, TM and NTUC policy will continue to accumulate as well. that's all that I have, and i'm pretty sure i wouldn't be starting any more insurance long term committment. 2 savings plan, one whole life cover and one long term investment. I also wanna to have a ifast account whereby it will have a mixture of equities, bonds and divideds fund, with the dividends being invested back to buy more funds. with that, hopefully, i can build a cash cow for my retirement as well.
there's alot of other things that i wana do, my dancing, my yoga, music composition.. but i really am too thrifty, or stingy to really persue them. when i only have a few thousands in my bank account last year, i told myself, that i will continue my yoga once i hit 15k in my bank.. I achieve 30k now, but yet, i still dun bear too.. it's a matter of bringing up, i wouldn't wana throw money into it. and i guess, i'm scared that my income will drop again..
1. MY Job as a FC
I still wana be a FC, dispensing advise.
becoming a professional advisor who does proper followup.
being knowleadge about products.
I wana get out of the office. It's becomign a terrible place to stay in. So much unhppiness with one another. i just dun wana let myslef be drag into it, now see the hipocraosy of everyone. it's tiring. And i can save money by giving up that cubicle. I need to be more thrifty.
Clients
Finish the client list by end of 2012.
Call all clients for followup, and define proper followup dates.
Call all andrew clients. I must face that fear, and get rid of this headache.
those pple will nt know that i've been procrastinating, and I need to work out how to follow up with those guys. it's my responsibility to do so.
I know that i also fear that i will have nth to follow up on once i clear this list.. but still remember what Gary taught me? I must face up to it.
What doesn't kills me will only make me stronger.
Prospecting
I want to create a new prospect list
I want to focus on the worksite project
I want to find a new way to bring client in
Remember, great minds discuss ideas, average discuss events, and poor minds gossip. disgusting.
2. Sacys.com
Sacys Pte Ltd incorporated
Bank account incorporated
website created
= pages and layout designed=
=terms and condition defined=
= contents confirmed=
suppliers sourced
= visited and see find manufacturers=
= products purchased=
Products
= models and photoshoot and photoshop=
Marketing
= how to get pple to buy=
= social media- facebook, instagram, twitter
Operation
= working out flow=
first 6 months- 300 unique individual client
first year - 600 unique individual client
by end of 2nd year- 2000 unique individual client
I can be really hardworking and put my efforts in it to grow this site. now is a matter of working with my sacys that i am not sure what to do.
I dun mind coming out with the funds to pay for all these sites. but i really dunno if things will work out or not. stay focus.
products purchased
from 30-35yrs old.
Creating and building up this label.
it's gonna be tuff, with some heavy invetment along the way. But if this becomes feasible, then I'll be able to create a second source of income for everyone.
Let us start off with Sacys.com
Sacys.com will focus on ladies apparel and accessories. The initial stage will be purchasing of clothes and accessories and listing them to sell. Marketing and letting pple know my blog. how?
3. My own place
I'm really sure that i wana save for a flat when i reach 35.. Technically, I still have about 50 months to go..
So how much do I want to have by then to pay?
assuming if it's 300K, I'm aiming for 100K, that's should be a good enoff figure for the place bah..
I'll at least clear a third of the amount, and can take up loan for it. Quickly clear the loan by age 40, so that I can have my own roof over my head then. by then, my mum would already turns 78.. I'm so scare. I really dun dare to imagine what will happen. I need to ask my mum what she intends for us to do with this place when she's no longer around.
There's no way i will live with my sister, I would prefer to either get my own place, or to buy over this house. I'm perfectly contented staying here anywhere.
I think, best case scenario, i get my own place at age 35, preferbly already built, and to rent it out while i continue to stay with mum. this will forms part of my passive income by then.
I have 14K cash and 30K cpf in spotiswoode. If i wana have 100k then, i'll be looking at 56k by end of 56 months.. that means savings of 1k monthly.. and good thing is that i just started ifast 1k monthly.. so if i can stick if it till end of 56 months, i'll be able to hit it. let's cross fingers..
For my finances.
Right now,
ST
DBS- 1K now, that's for my current day to day expenses, and I'll be crediting 1k into it monthly.
OCBC- 4K, that's for my income crediting and for all giro and other expenses.
SCB- that's for my precious emergency fund and ST savings.
4K of account receivables.
I need to be more thrifty with my spending, and keep it within the limit of 1k monthly. it's not impossible. i can achieve it.
So all income that's coming in now,
all goes to my Oc account,
1k to dbs for personal use
600 for mum
216 TM
216 GE
1k ifast
400 IFS
100 Mis
200 CPF for spottiwoode mortgage
250 CPF medisave
50 donations
200 Incoem tax
total= 4200..
so now, mid nov,
for my fc job,
finish calling all andrew clients, at least there must be a mark that i've attemped to call them. fix appt with my own clients for review. call the teachers and arrange appts to meet them. continue propecting the schools for appts. expand into other organization for prospecting. clear up my client list and my hard drive case folder.
for sacys.com
really, truely understand the pro and con for sole propreitership, partnership and pte ltd. i'm leaning toward pte ltd, and the cost, tax implication. Sacys Pte ltd will be registered by 15 Jan 2013.
source for more website design company to know the vaious packages offered, the ongoing maintaince cost, and how much of the website will really belongs to us, or to the hosting company. i must chk out on the photoshop thingy and how to create those lovely postcards banner pics. I intend to confirm the design company by end of dec, so that we have a lead up to march to complete the webby.
Meanwhile, at taiwan and hk in feb n march, we will start buying out stocks, with a budget of 1k each time, hitting 100pcs. aiming, 1 collection per week, 20 designs per collection, and let's just keep 5 on average. let's see how things go first ya. and of cos, i intend to buy 3-4 collections worth of stuffs by then.
between march till april, we would have sort out the goods into 4 collections, ready for photoshooting, and would have engage the models, secure a shooting locations, and the schedule for shoots for indoor, and outdoor if any.
By April, we will have engage models, and start photoshooting on the merchandise-. so that's one main pic, 4-6 side pics of high quality pictures, and hopefully, by then, at least 2 of us would have master the skills of photoshoping, and is able to create the banner, as well as marketing initiatives already.
During April to May, we would have make one more trip back to China/ HK/ BKK to find more supplies. We will tie down our mkting strategy, with relavant markting materials pending to be created. we would have also figure out our ops, mailing cost, overhead, and pricing.
By May- Sacys.com is launch and ready for business.
for personal
finalise my taiwan trip itineray
and of cos, my health.. come on girl.. get ur ass moving and cut down ur weight.. ur hair and skin are now perfect. of yah, and of cos, the major op coming out in june.. my breast reduction surgery.. gonna start sourcing for a doctor soon..
finally hit my precious 30k of savings..
Let's see where I can move on..
Where do i wana head towards to?
At age 40:
My Job- FC, having 300-400 clients, preferbly mainly families.
My Business- Sacys.com, having a customer base of 50,000. Self run, with system in place. Full return on investment, and earnings is able to sponsor everyone a Europe trip yearly. and hopefully, will be able to achieve all these shoppies as well.
SacysPremium.com
SacysMen.com
SacysKids.com
and the one that I've been playing in mind for the whole day
SacysPreloved.com
it would be best if it can grow overseas.. the indonesia, malaysia, australia and down under market.
My Property- a fully paid for 3 room flat, preferbly rented out, and I am still staying with my mum to take care of her. this constitute part of my passive income. and if i feel like it, to move back in occasionally; alternatively, i just thot that, mebbe i can get a condo myself, like those EC, or otherwise, a small one or two bedder, so that mum can happily move in and enjoy her years, while i can collect rental on the hougang flat. gotta wait for me to sell off spottiswoode, in another 3 more years before we can talk about this thou. hopefully, my brother is happily married with amanda then, so that there can have their own place. and mum will be happy with moving around.
My financial investment- IFS will still continue at 400/ mth, dutifully saving up for my retirement. My GE, TM and NTUC policy will continue to accumulate as well. that's all that I have, and i'm pretty sure i wouldn't be starting any more insurance long term committment. 2 savings plan, one whole life cover and one long term investment. I also wanna to have a ifast account whereby it will have a mixture of equities, bonds and divideds fund, with the dividends being invested back to buy more funds. with that, hopefully, i can build a cash cow for my retirement as well.
there's alot of other things that i wana do, my dancing, my yoga, music composition.. but i really am too thrifty, or stingy to really persue them. when i only have a few thousands in my bank account last year, i told myself, that i will continue my yoga once i hit 15k in my bank.. I achieve 30k now, but yet, i still dun bear too.. it's a matter of bringing up, i wouldn't wana throw money into it. and i guess, i'm scared that my income will drop again..
1. MY Job as a FC
I still wana be a FC, dispensing advise.
becoming a professional advisor who does proper followup.
being knowleadge about products.
I wana get out of the office. It's becomign a terrible place to stay in. So much unhppiness with one another. i just dun wana let myslef be drag into it, now see the hipocraosy of everyone. it's tiring. And i can save money by giving up that cubicle. I need to be more thrifty.
Clients
Finish the client list by end of 2012.
Call all clients for followup, and define proper followup dates.
Call all andrew clients. I must face that fear, and get rid of this headache.
those pple will nt know that i've been procrastinating, and I need to work out how to follow up with those guys. it's my responsibility to do so.
I know that i also fear that i will have nth to follow up on once i clear this list.. but still remember what Gary taught me? I must face up to it.
What doesn't kills me will only make me stronger.
Prospecting
I want to create a new prospect list
I want to focus on the worksite project
I want to find a new way to bring client in
Remember, great minds discuss ideas, average discuss events, and poor minds gossip. disgusting.
2. Sacys.com
Sacys Pte Ltd incorporated
Bank account incorporated
website created
= pages and layout designed=
=terms and condition defined=
= contents confirmed=
suppliers sourced
= visited and see find manufacturers=
= products purchased=
Products
= models and photoshoot and photoshop=
Marketing
= how to get pple to buy=
= social media- facebook, instagram, twitter
Operation
= working out flow=
first 6 months- 300 unique individual client
first year - 600 unique individual client
by end of 2nd year- 2000 unique individual client
I can be really hardworking and put my efforts in it to grow this site. now is a matter of working with my sacys that i am not sure what to do.
I dun mind coming out with the funds to pay for all these sites. but i really dunno if things will work out or not. stay focus.
products purchased
from 30-35yrs old.
Creating and building up this label.
it's gonna be tuff, with some heavy invetment along the way. But if this becomes feasible, then I'll be able to create a second source of income for everyone.
Let us start off with Sacys.com
Sacys.com will focus on ladies apparel and accessories. The initial stage will be purchasing of clothes and accessories and listing them to sell. Marketing and letting pple know my blog. how?
3. My own place
I'm really sure that i wana save for a flat when i reach 35.. Technically, I still have about 50 months to go..
So how much do I want to have by then to pay?
assuming if it's 300K, I'm aiming for 100K, that's should be a good enoff figure for the place bah..
I'll at least clear a third of the amount, and can take up loan for it. Quickly clear the loan by age 40, so that I can have my own roof over my head then. by then, my mum would already turns 78.. I'm so scare. I really dun dare to imagine what will happen. I need to ask my mum what she intends for us to do with this place when she's no longer around.
There's no way i will live with my sister, I would prefer to either get my own place, or to buy over this house. I'm perfectly contented staying here anywhere.
I think, best case scenario, i get my own place at age 35, preferbly already built, and to rent it out while i continue to stay with mum. this will forms part of my passive income by then.
I have 14K cash and 30K cpf in spotiswoode. If i wana have 100k then, i'll be looking at 56k by end of 56 months.. that means savings of 1k monthly.. and good thing is that i just started ifast 1k monthly.. so if i can stick if it till end of 56 months, i'll be able to hit it. let's cross fingers..
For my finances.
Right now,
ST
DBS- 1K now, that's for my current day to day expenses, and I'll be crediting 1k into it monthly.
OCBC- 4K, that's for my income crediting and for all giro and other expenses.
SCB- that's for my precious emergency fund and ST savings.
4K of account receivables.
I need to be more thrifty with my spending, and keep it within the limit of 1k monthly. it's not impossible. i can achieve it.
So all income that's coming in now,
all goes to my Oc account,
1k to dbs for personal use
600 for mum
216 TM
216 GE
1k ifast
400 IFS
100 Mis
200 CPF for spottiwoode mortgage
250 CPF medisave
50 donations
200 Incoem tax
total= 4200..
so now, mid nov,
for my fc job,
finish calling all andrew clients, at least there must be a mark that i've attemped to call them. fix appt with my own clients for review. call the teachers and arrange appts to meet them. continue propecting the schools for appts. expand into other organization for prospecting. clear up my client list and my hard drive case folder.
for sacys.com
really, truely understand the pro and con for sole propreitership, partnership and pte ltd. i'm leaning toward pte ltd, and the cost, tax implication. Sacys Pte ltd will be registered by 15 Jan 2013.
source for more website design company to know the vaious packages offered, the ongoing maintaince cost, and how much of the website will really belongs to us, or to the hosting company. i must chk out on the photoshop thingy and how to create those lovely postcards banner pics. I intend to confirm the design company by end of dec, so that we have a lead up to march to complete the webby.
Meanwhile, at taiwan and hk in feb n march, we will start buying out stocks, with a budget of 1k each time, hitting 100pcs. aiming, 1 collection per week, 20 designs per collection, and let's just keep 5 on average. let's see how things go first ya. and of cos, i intend to buy 3-4 collections worth of stuffs by then.
between march till april, we would have sort out the goods into 4 collections, ready for photoshooting, and would have engage the models, secure a shooting locations, and the schedule for shoots for indoor, and outdoor if any.
By April, we will have engage models, and start photoshooting on the merchandise-. so that's one main pic, 4-6 side pics of high quality pictures, and hopefully, by then, at least 2 of us would have master the skills of photoshoping, and is able to create the banner, as well as marketing initiatives already.
During April to May, we would have make one more trip back to China/ HK/ BKK to find more supplies. We will tie down our mkting strategy, with relavant markting materials pending to be created. we would have also figure out our ops, mailing cost, overhead, and pricing.
By May- Sacys.com is launch and ready for business.
for personal
finalise my taiwan trip itineray
and of cos, my health.. come on girl.. get ur ass moving and cut down ur weight.. ur hair and skin are now perfect. of yah, and of cos, the major op coming out in june.. my breast reduction surgery.. gonna start sourcing for a doctor soon..
Friday, October 19, 2012
Saturday, October 13, 2012
Saturday, September 15, 2012
I have been unhappy for many many days..
In fact, might been many weeks.
So when did everything start?
I was in a good mood then, when my mum shouted at me, for leaving the charger on after olugging out my phone, and after that, it was cos the shorts drawer is in a mess, and just because it is at the side of my cupboard, my mum naturally assumed it's me who made the mess again. And I blew it. And thus the cold war started. That must have at least been more than 1 mth ago, when my sis decided to bake cake, and thus, made my mum unhappy. Cos she'll be the one who will be cleaning up all the mess she has created.
I realised, it's harder and harder to patch up and be close with my mum whenever we have a quarrel now. I tend to be very unhappy, and it lasts a very long time.
And daily, I feel the stress from my friend, the one I'm closest with. Treading on thin ice, without daring to speak my mind fearing that's will spoil the friendship again. I know that I am selfish and insensitive, and deliberately ignore or take advantage of others if I want things to be done my way.but yet, I also go all the way out for pple when I think it's justified and necessary to do so. I just dun care how pple view me, and dun bother to do the correct things. But when such an impt friend can't stand my way more and more, to the fact that I have to be very careful, I really feel very upset... And the saddest thing is, I still dunno how to raise this subject to face it. And I always refuse to say anything negative abt anyone, ESP those I care, and I'm finding it harder and harder not to raise this subject to other pple, to fend my air, and to hear others opinions. I am so tired and sad...
I am sad, cos at work, I just do not know why. From being in palace that I used to love so much, to being in a place where I feel that I'm a total outcast. I feel so scare at my workplace, knowing that shall I tread wrongly, no one, will support me and stand by my side. No one will fight for me, and everyone will be happy that I'm leaving. I feel so sad. I used to have a lot of respect for the pple I wads working with, and I realised that everything is fake. Whatever concern shown previously, it seems that it's only cos I was the flavour of the day. I dun dare to speak much to pple, dun dare to show affection and concern to other, even when I see that they need help, and I wish that I can give them a pull. I feel so sad. I feel so sad, that I cannot do anything, I feel sad cos all the beautiful images shown when I first joined were all fake. I feel sad cos I have no security there.
It seems, everything is gng against me now. Emotionally.
I'm still blessed, thankful that God shield me away from things that can break me further. Blessed, cos God send me with clients this year, so that I know there's financial security. Blessed, cos I still have friends, who affirm me for who I am.
I really, truly believe that I am a good person, someone with integrity, and a sense of what is rite, and what is wrong, someone who really think long term, and know that many things are all 过雨云烟, and thus, need not waste time and effort on. I really believe that I am a good friend, cos I will always be there, when help is really. I just dun like to do things for the sake of doing.
God, I pray to you, to pull me out from this, I've been twirling around emotionally, feeling really really unhappie. I pray that you will pull me out from all these.
God, I pray you will send someone to accompany me, I really really wish to have a shoulder to lean on, to tell me that everything is okay, and he will be there for me, and with me, no matter how lonely I feel. God. I pray.
In fact, might been many weeks.
So when did everything start?
I was in a good mood then, when my mum shouted at me, for leaving the charger on after olugging out my phone, and after that, it was cos the shorts drawer is in a mess, and just because it is at the side of my cupboard, my mum naturally assumed it's me who made the mess again. And I blew it. And thus the cold war started. That must have at least been more than 1 mth ago, when my sis decided to bake cake, and thus, made my mum unhappy. Cos she'll be the one who will be cleaning up all the mess she has created.
I realised, it's harder and harder to patch up and be close with my mum whenever we have a quarrel now. I tend to be very unhappy, and it lasts a very long time.
And daily, I feel the stress from my friend, the one I'm closest with. Treading on thin ice, without daring to speak my mind fearing that's will spoil the friendship again. I know that I am selfish and insensitive, and deliberately ignore or take advantage of others if I want things to be done my way.but yet, I also go all the way out for pple when I think it's justified and necessary to do so. I just dun care how pple view me, and dun bother to do the correct things. But when such an impt friend can't stand my way more and more, to the fact that I have to be very careful, I really feel very upset... And the saddest thing is, I still dunno how to raise this subject to face it. And I always refuse to say anything negative abt anyone, ESP those I care, and I'm finding it harder and harder not to raise this subject to other pple, to fend my air, and to hear others opinions. I am so tired and sad...
I am sad, cos at work, I just do not know why. From being in palace that I used to love so much, to being in a place where I feel that I'm a total outcast. I feel so scare at my workplace, knowing that shall I tread wrongly, no one, will support me and stand by my side. No one will fight for me, and everyone will be happy that I'm leaving. I feel so sad. I used to have a lot of respect for the pple I wads working with, and I realised that everything is fake. Whatever concern shown previously, it seems that it's only cos I was the flavour of the day. I dun dare to speak much to pple, dun dare to show affection and concern to other, even when I see that they need help, and I wish that I can give them a pull. I feel so sad. I feel so sad, that I cannot do anything, I feel sad cos all the beautiful images shown when I first joined were all fake. I feel sad cos I have no security there.
It seems, everything is gng against me now. Emotionally.
I'm still blessed, thankful that God shield me away from things that can break me further. Blessed, cos God send me with clients this year, so that I know there's financial security. Blessed, cos I still have friends, who affirm me for who I am.
I really, truly believe that I am a good person, someone with integrity, and a sense of what is rite, and what is wrong, someone who really think long term, and know that many things are all 过雨云烟, and thus, need not waste time and effort on. I really believe that I am a good friend, cos I will always be there, when help is really. I just dun like to do things for the sake of doing.
God, I pray to you, to pull me out from this, I've been twirling around emotionally, feeling really really unhappie. I pray that you will pull me out from all these.
God, I pray you will send someone to accompany me, I really really wish to have a shoulder to lean on, to tell me that everything is okay, and he will be there for me, and with me, no matter how lonely I feel. God. I pray.
Friday, August 24, 2012
Increasing my knowledge on investment.. How?
I love reading.. What shd I be reading up on?
How do I get my knowledge?
Our preferred way of capital allocation
Cornerstone of our investment philosophy is to maximise the risk adjusted returns for our client,
All risk taken are intentional, and are explained to client.
Expected to be compensated with the risk taken.
1) diversification
- are not correlated
2) minimise the influence of fear n greed
3) look at the big pic and think long term
4) we eat our own cooking
- sounds convicted
Throw them a scenarios
- if in the next 30 yrs, you see epidemics, wars, market crashes, will you invest?
2007, I have the best bonus, STI 3,800
2009, I was working hard to save my bonus. Largest outflow.
If client wish to construct the same pf of different funds in same asset class, eg resources
If pf increase by 25%
If pf decrease by 25%
What will you do?
3 steps in pf construction
1) Inter
2) Intra
3) Fund selection
Bonds
Focus more on income than appreciation
Equities
Allocated base on GDP of the country
Sharing by Kenneth Goh
Do you have clients come up to u and tell u that I have put my money w u for the past 3 yrs n it's not making money?
What is one quality we must have when we sell to the client?
Enthusiasm
how do we get enthusiasm?
Knowledge
Instead of being the problem
do I have the solution?
When market is down,
Do I not do anything, or I
I have 2 plans in this climate- we can do all bonds, but we can do bonds, and get income, or we can buy it cheap. This will depends on ur risk profile, horizon and future stream of income.
Philip sharing
Gathering money
This is one of the best time if my time is abt 3-10 yrs away
Make an effort to see my client
I chg u a wrap, I will work hard for my money
I should see my client.
It doesnt means that client lost money, they wouldnt put more.
Long term, discipline and continue to invest
Networth summary for my client
Update status and update portfolio
Have to be discipline. Have to invest when mkt is down.
Matter is not to invest or not, but what to invest in now.
I love reading.. What shd I be reading up on?
How do I get my knowledge?
Our preferred way of capital allocation
Cornerstone of our investment philosophy is to maximise the risk adjusted returns for our client,
All risk taken are intentional, and are explained to client.
Expected to be compensated with the risk taken.
1) diversification
- are not correlated
2) minimise the influence of fear n greed
3) look at the big pic and think long term
4) we eat our own cooking
- sounds convicted
Throw them a scenarios
- if in the next 30 yrs, you see epidemics, wars, market crashes, will you invest?
2007, I have the best bonus, STI 3,800
2009, I was working hard to save my bonus. Largest outflow.
If client wish to construct the same pf of different funds in same asset class, eg resources
If pf increase by 25%
If pf decrease by 25%
What will you do?
3 steps in pf construction
1) Inter
2) Intra
3) Fund selection
Bonds
Focus more on income than appreciation
Equities
Allocated base on GDP of the country
Sharing by Kenneth Goh
Do you have clients come up to u and tell u that I have put my money w u for the past 3 yrs n it's not making money?
What is one quality we must have when we sell to the client?
Enthusiasm
how do we get enthusiasm?
Knowledge
Instead of being the problem
do I have the solution?
When market is down,
Do I not do anything, or I
I have 2 plans in this climate- we can do all bonds, but we can do bonds, and get income, or we can buy it cheap. This will depends on ur risk profile, horizon and future stream of income.
Philip sharing
Gathering money
This is one of the best time if my time is abt 3-10 yrs away
Make an effort to see my client
I chg u a wrap, I will work hard for my money
I should see my client.
It doesnt means that client lost money, they wouldnt put more.
Long term, discipline and continue to invest
Networth summary for my client
Update status and update portfolio
Have to be discipline. Have to invest when mkt is down.
Matter is not to invest or not, but what to invest in now.
Friday, August 03, 2012
feel that I'm really blessed. Surrounded by friends who love me. No matter how poorly i behave. No matter how irritating and selfish I can be. 真的真的好幸福。 and God just let my prayers come true! and I failed him terribly. God, I'm thankful, that you've planned this in mind. God, I'm sorry for looking away. I'lm really really sorry for failing you, and letting your efforts go to waste. I'm really sorry that I do not know how to react, and thus chose to ignore and walk ahead. If I have acknowledge his presence, at least it will create a better impression upon him. and for him to have notice me. God, I pray to you, that you'll let my prayers come true. Notice, fall, ask, ask. God, please let 2,3 and 4 eventually come true. I have this image in mind. And I really wish to give him up. I know I'm being stupid. but feelings are hard to control. My mind is in a wind, and my thots all confused. I know you love me. and I beg for a 2nd chance. Thank you God, and I love you.
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